Personal loans in Coxsackie, NY
A personal loan in Coxsackie is priced from your credit file and income, not from the fact that the city holds 2,717 people. Coxsackie lost roughly 1.1% of its population across the 2020-to-2023 comparison. The Census counts 2,717 people in Coxsackie, the 255th-largest figure among New York's 595 places. Price two or three terms so you can see which payment is truly affordable in Coxsackie. Lenders active in Coxsackie report to a New York supervisor, identified in the sourced rows below. The closest larger city is Hudson, NY about 7 miles away.
The Coxsackie data picture
Most of what governs a Coxsackie loan is written in New York law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 2,717 residents, 255th of 595 places in New York (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 30 fewer since the 2020 base.
- Size percentile: roughly 57% of New York places rank below Coxsackie.
- Population density: about 1,252 people per square mile across 2.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Coxsackie's 2.2 square miles rank 190th of 595 places in New York.
- Water: Coxsackie holds about 0.42 square miles, the 67th-largest water area in New York.
- Within New York: about 0.0% of the state's population lives in Coxsackie.
- National rank: Coxsackie is 6,592nd of 19,457 places nationwide.
- Growth in New York: Coxsackie stands 229th by percentage change from 2020 to 2023, among 595 places.
- Against the state trend: Coxsackie's 1.1% change compares with a New York average of -1.1% across its 595 places.
- Density rank: Coxsackie places 355th among New York's places by people per square mile.
- Against the state median: Coxsackie runs about 1,252 residents per square mile, where the New York median is 1,515.
- Location: mapped by the US Census Bureau at 42.3576, -73.8080.
- Nearest larger cities: Hudson (7 mi); Ravena (8 mi); Catskill (10 mi); Rensselaer (20 mi); Saugerties (21 mi). Lenders licensed in the state serve Coxsackie whether or not they keep a local branch.
- Smaller places nearby: Kinderhook (6 mi); Athens (6 mi); Valatie (8 mi).
- Smaller neighbours: 36 places smaller than Coxsackie sit within 50 miles.
- Larger places within 100 miles: 187.
New York rules behind a Coxsackie personal loan
This table holds the New York rate and licensing rules for consumer loans made to Coxsackie's 2,717 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Coxsackie in state context
Against New York's other places, Coxsackie accounts for about 0.0% of the state's population and ranks 255th of 595 by size. Its 2020-to-2023 change ranks 229th of 595 New York places, putting it near the 62th percentile for growth. By density, at about 1,252 people per square mile, it ranks 355th in New York. Within 50 miles sit 36 smaller Census places, alongside the 26 that are larger.
What is available to Coxsackie borrowers
Coxsackie is moderately settled, with about 1,252 people per square mile and 26 larger places within 50 miles. Whether Coxsackie has a local branch or not, a New York-licensed lender can serve its 2,717 people online on the same terms. The nearest bigger place is Hudson, NY about 7 miles away.
How personal loans work in Coxsackie
Most loans made to Coxsackie's 2,717 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Coxsackie lender to disclose the APR and finance charge before you sign. Shortening the term on a Coxsackie loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Coxsackie sits
Inside Coxsackie's boundaries lie roughly 2.2 square miles of land and 0.42 square miles of water. That land carries about 1,252 people per square mile. The state's population centre of gravity, New York, is roughly 117 miles away. Coxsackie has 26 larger places within a 50-mile radius. Within the same 50 miles lie 36 smaller Census places.
Common questions
What are my options in Coxsackie if my credit is poor?
What loan size can I expect in Coxsackie?
Do I have to pledge anything to borrow in Coxsackie?
Does comparing loans in Coxsackie cost me credit score points?
Nearby places
- Athens, NY — population 1,583
- Hudson, NY — population 5,790
- Kinderhook, NY — population 1,153
- Ravena, NY — population 3,213
- Valatie, NY — population 1,709
- Catskill, NY — population 3,763
- Castleton-on-Hudson, NY — population 1,456
- Philmont, NY — population 1,483