Personal loans in Cotton Plant, AR

Local context for Cotton Plant

Most of what governs a Cotton Plant loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: about 499 people live here, which puts Cotton Plant 255th of 500 Census places in Arkansas (Vintage 2023).
• Population trend: A drop of about 4.8% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 25 residents.
• Size percentile: about 49% of Arkansas's Census places are smaller than Cotton Plant.
• Population density: about 480 people per square mile (Census land area 1.0 sq mi).
• Land area rank: Cotton Plant's 1.0 square miles rank 344th of 500 places in Arkansas.
• Within Arkansas: about 0.0% of the state's population lives in Cotton Plant.
• National rank: Cotton Plant is the 13,177th most populous of the 19,457 Census places covered here.
• Growth in Arkansas: Cotton Plant stands 443rd by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Cotton Plant's 4.8%.
• Density rank: Cotton Plant places 197th among Arkansas's places by people per square mile.
• Density in context: Cotton Plant's 480 people per square mile sit against a Arkansas median of 386.
• Location: 35.0059, -91.2520 (Census Gazetteer coordinates).
• Nearest larger cities: Brinkley (9 mi); Des Arc (15 mi); McCrory (18 mi); De Valls Bluff (19 mi); Augusta (20 mi). Lenders licensed in the state serve Cotton Plant whether or not they keep a local branch.
• Nearest smaller towns: Fargo (5 mi); Hunter (8 mi); Wheatley (10 mi) — useful context for the surrounding area.
• Smaller neighbours: 46 places smaller than Cotton Plant sit within 50 miles.
• Within 100 miles: 174 places are larger than Cotton Plant.

How lenders reach Cotton Plant

Cotton Plant is a lightly settled community of about 499 people, with 38 larger places inside a 50-mile radius. What is available to Cotton Plant's 499 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Brinkley, AR about 9 miles away.

A practical checklist for Cotton Plant borrowers

For Cotton Plant's roughly 499 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Cotton Plant-specific: the same Arkansas licensing and disclosure rules reach all 499 residents.

Which Arkansas laws govern a loan in Cotton Plant

Read the table as a lender's compliance picture for Cotton Plant: the rule, the sourced figure, the publisher and the date.

Cotton Plant against the rest of Arkansas

Within Arkansas, Cotton Plant holds roughly 0.0% of all residents, the 255th-largest share among 500 places. For population change between 2020 and 2023, Cotton Plant ranks 443rd of 500 in Arkansas (about the 11th percentile). By density, at about 480 people per square mile, it ranks 197th in Arkansas. By land area, its 1.0 square miles rank 344th of 500 places in Arkansas.

Cotton Plant: area, density and distance

The Census Gazetteer records about 1.0 square miles of land within Cotton Plant, with no significant water area listed. That land carries about 480 people per square mile. The state's population centre of gravity, Little Rock, is roughly 66 miles away. Within 50 miles of Cotton Plant there are 38 larger Census places. The 100-mile radius contains 174 larger places.