Personal loans in Coralville, IA

Coralville by the numbers

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 23,596 — Coralville ranks 23rd of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 5.7% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 1,265 residents.
• Size percentile: about 98% of Iowa communities are smaller than Coralville (23,596 residents).
• Population density: about 1,863 people per square mile (Census land area 12.7 sq mi).
• Land area: Coralville covers 12.7 square miles, the 27th-largest area among Iowa's 940 places.
• Water area: Coralville has 0.07 square miles of water, ranking 66th of 940 places in Iowa.
• Share of Iowa: Coralville holds about 0.9% of the state's population, some 23,596 people.
• National rank: Coralville sits 1,656th by population among the 19,457 places in this dataset.
• Growth rank: Coralville's 2020-to-2023 change ranks 27th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Coralville's 5.7%.
• Density in Iowa: Coralville ranks 29th by people per square mile.
• Density vs Iowa: Coralville's 1,863 people per square mile compare with a state median of 672.
• Location: 41.6988, -91.5968 (Census Gazetteer coordinates).
• Nearest larger cities: Iowa City (5 mi); Cedar Rapids (19 mi); Marion (24 mi); Davenport (52 mi); Rock Island (55 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Tiffin (3 mi); North Liberty (3 mi); University Heights (4 mi).
• Smaller places within 50 miles: 142 of them.
• Larger places within 100 miles: 14.

A pre-application checklist for Coralville

A sensible order of operations for a loan in Coralville, home to about 23,596 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Coralville-specific: the same Iowa licensing and disclosure rules reach all 23,596 residents.

Coralville in state context

Against Iowa's other places, Coralville accounts for about 0.9% of the state's population and ranks 23rd of 940 by size. For population change between 2020 and 2023, Coralville ranks 27th of 940 in Iowa (about the 97th percentile). By density, at about 1,863 people per square mile, it ranks 29th in Iowa. In land area, Coralville ranks 27th among Iowa's 940 places.

Iowa consumer-lending rules applied in Coralville

Iowa has no separate rate rule for Coralville; the sourced rows below are what reach every lender that serves its 23,596 people.

Where Coralville sits

Coralville covers about 12.7 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,863 people per square mile. The state's population centre of gravity, Des Moines, is roughly 104 miles away. Within 50 miles of Coralville there are 3 larger Census places. The 100-mile radius contains 14 larger places.

What shapes a Coralville personal loan

A Coralville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 23,596 residents. A lender serving Coralville's 23,596 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Coralville loan but raises total interest, so the smallest payment is not the cheapest loan.