Personal loans in Coolidge, KS
Coolidge counts about 79 people, and what is genuinely local about borrowing here is limited — Kansas law does the governing. Coolidge ranks 534th of 625 places in Kansas, with a population near 79.
Coolidge lost roughly 1.2% of its population across the 2020-to-2023 comparison. Judge Coolidge offers on total cost, not on how quickly the money arrives. Borrowers who want a bigger city can look to Holly, CO about 6 miles away. For the 79 people in Coolidge, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Coolidge: population, trend and location
Coolidge is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 79 residents; Coolidge is the 534th-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.2% from 2020 to 2023.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: with 79 residents, Coolidge is larger than about 15% of Kansas's Census places.
- Population density: about 183 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Coolidge covers 0.4 square miles, the 352nd-largest area among Kansas's 625 places.
- Share of Kansas: Coolidge holds about 0.0% of the state's population, some 79 people.
- National rank: Coolidge is 18,494th of 19,457 places nationwide.
- Growth rank: Coolidge ranks 318th among Kansas's 625 places for the 2020-to-2023 change.
- Against the state trend: Coolidge's 1.2% change compares with a Kansas average of -1.0% across its 625 places.
- Density rank: Coolidge is the 588th most densely settled place in Kansas.
- Against the state median: Coolidge runs about 183 residents per square mile, where the Kansas median is 764.
- Location: 38.0415, -102.0085 (Census Gazetteer coordinates).
- Nearest larger cities: Holly (6 mi); Syracuse (13 mi); Granada (17 mi); Horace (32 mi); Tribune (33 mi). Lenders licensed in the state serve Coolidge whether or not they keep a local branch.
- Nearest smaller places: Hartman (13 mi); Sheridan Lake (33 mi); Two Buttes (39 mi).
- Smaller places within 50 miles: 3 of them.
- Larger places within 100 miles: 62.
What to do before borrowing in Coolidge
These steps shape the offer you get in Coolidge, a place of about 79 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Kansas licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Coolidge-specific: the same Kansas licensing and disclosure rules reach all 79 residents.
The geography behind Coolidge
Coolidge's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 79 residents, the land area yields roughly 183 people per square mile. The state's population centre of gravity, Wichita, is roughly 255 miles away. Within 50 miles of Coolidge there are 14 larger Census places. Within the same 50 miles lie 3 smaller Census places.
Coolidge's place among Kansas's 625 places
Coolidge is the 534th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 318th of 625 Kansas places, putting it near the 49th percentile for growth. Its roughly 183 residents per square mile place it 588th among Kansas's places. Between 2020 and 2023 the count changed by roughly 1 residents.
How personal loans work in Coolidge
With roughly 79 residents, Coolidge is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Coolidge can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Coolidge loan is knowable in advance — unlike a revolving card balance.
The state rulebook for Coolidge
Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Coolidge lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Holly, CO — population 822
- Hartman, CO — population 54
- Syracuse, KS — population 1,767
- Granada, CO — population 438
- Horace, KS — population 92
- Tribune, KS — population 713
- Sheridan Lake, CO — population 54
- Manter, KS — population 120