Personal loans in Cook, NE
Personal loans in Cook are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 311 population. Work out your debt-to-income ratio first; lenders weigh it heavily, and Cook's 311 residents are no exception.
With an estimated 311 residents, Cook is the 254th-largest of 527 places in Nebraska. Consumer lending that reaches Cook's 311 residents is governed by Nebraska statute; no city ordinance changes it. Population in Cook dropped about 2.5% over the three years from 2020 to 2023. A larger market lies at Tecumseh, NE about 10 miles away.
Cook by the numbers
Set out below is Cook's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 311, 254th among Nebraska's 527 places (Vintage 2023).
- Population trend: Down about 2.5% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 8 fewer people than the 2020 Census counted.
- Size percentile: roughly 52% of Nebraska places rank below Cook.
- Density: the Census land area of 0.2 sq mi holds about 1,798 people per square mile.
- By land area: Cook ranks 442nd among Nebraska's 527 places, at 0.2 sq mi.
- Within Nebraska: about 0.0% of the state's population lives in Cook.
- National rank: Cook sits 14,994th by population among the 19,457 places in this dataset.
- Growth rank: Cook ranks 410th among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Cook's 2.5%.
- Density rank: Cook is the 43rd most densely settled place in Nebraska.
- Against the state median: Cook runs about 1,798 residents per square mile, where the Nebraska median is 830.
- Location: the Census Gazetteer records it at 40.5106, -96.1616.
- Nearest larger cities: Tecumseh (10 mi); Syracuse (11 mi); Johnson (11 mi); Sterling (12 mi); Palmyra (18 mi). Lenders licensed in the state serve Cook whether or not they keep a local branch.
- Smaller places close by: Talmage (7 mi); Burr (7 mi); Lorton (9 mi).
- Smaller neighbours: 74 places smaller than Cook sit within 50 miles.
- Larger places within 100 miles: 210.
Cook: area, density and distance
Cook covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,798 residents per square mile. Omaha, the largest place in Nebraska, is about 52 miles from Cook. Counting outward 50 miles, 54 larger communities surround Cook. By land area it ranks 442nd of 527 Nebraska places.
Getting a loan in Cook
With about 1,798 residents per square mile, Cook is moderately settled, and 54 larger Census places sit within 50 miles. A Nebraska licence lets a lender serve Cook without a local office, so branch density does not change what its 311 residents are offered. The nearest larger city, Tecumseh, NE about 10 miles away.
How Nebraska law applies in Cook
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Cook lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Cook's place among Nebraska's 527 places
Cook is the 254th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Cook stands 410th among Nebraska's 527 places — roughly the 22th percentile. Its roughly 1,798 residents per square mile place it 43rd among Nebraska's places. Within 50 miles sit 74 smaller Census places, alongside the 54 that are larger.
The anatomy of a Cook personal loan
Most loans made to Cook's 311 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Cook. Because the payment is fixed, the total cost of a Cook loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Cook if my credit is poor?
What loan size can I expect in Cook?
Do I have to pledge anything to borrow in Cook?
Does comparing loans in Cook cost me credit score points?
Nearby places
- Talmage, NE — population 205
- Burr, NE — population 54
- Tecumseh, NE — population 1,670
- Syracuse, NE — population 1,974
- Lorton, NE — population 35
- Johnson, NE — population 312
- Unadilla, NE — population 301
- Brock, NE — population 123