Personal loans in Conesville, IA
Personal loans in Conesville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 346 population. Conesville shed about 1.4% of its population between the 2020 base and the 2023 estimate.
With an estimated 346 residents, Conesville is the 531st-largest of 940 places in Iowa. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Conesville loan. State law, not city hall, decides what a lender may do to Conesville's roughly 346 residents, and a state regulator supervises it. The nearest larger city is Letts, IA about 7 miles away.
The Conesville data picture
Most of what governs a Conesville loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 346, 531st among Iowa's 940 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.4%.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: Conesville's 346 people outrank roughly 44% of the places in Iowa.
- Population density: about 964 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Conesville's 0.4 square miles rank 753rd of 940 places in Iowa.
- State population share: Conesville accounts for about 0.0% of everyone in Iowa.
- National rank: Conesville sits 14,629th by population among the 19,457 places in this dataset.
- Growth rank: Conesville ranks 515th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Conesville moved 1.4%.
- Density rank: Conesville is the 286th most densely settled place in Iowa.
- Density in context: Conesville's 964 people per square mile sit against a Iowa median of 672.
- Location: the Census Gazetteer records it at 41.3796, -91.3486.
- Nearest larger cities: Letts (7 mi); Columbus Junction (7 mi); Lone Tree (8 mi); Columbus City (8 mi); Grandview (11 mi). Lenders licensed in the state serve Conesville whether or not they keep a local branch.
- Smaller towns nearby: Fredonia (7 mi); Nichols (7 mi); Cotter (8 mi).
- Within a 50-mile radius: 49 smaller Census places.
- At 100 miles: 345 larger Census places fall inside that radius.
Conesville against the rest of Iowa
Set beside Iowa's 940 places, Conesville ranks 531st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Conesville ranks 515th of 940 in Iowa (about the 45th percentile). At about 964 people per square mile, Conesville is the 286th most densely settled place in Iowa. Within 50 miles sit 49 smaller Census places, alongside the 99 that are larger.
Conesville on the map
Conesville covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 346 residents, the land area yields roughly 964 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 118 miles. Within 50 miles of Conesville there are 99 larger Census places. The 100-mile radius contains 345 larger places.
Lender access in Conesville
At roughly 964 people per square mile, Conesville is moderately settled; 99 larger places lie within 50 miles. Whether Conesville has a local branch or not, a Iowa-licensed lender can serve its 346 people online on the same terms. The nearest larger city, Letts, IA about 7 miles away.
How personal loans work in Conesville
Most loans made to Conesville's 346 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Conesville. The term you choose in Conesville decides the split between a comfortable payment and the total interest you pay.
Which Iowa laws govern a loan in Conesville
Iowa has no separate rate rule for Conesville; the sourced rows below are what reach every lender that serves its 346 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
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Nearby places
- Fredonia, IA — population 211
- Columbus Junction, IA — population 1,771
- Nichols, IA — population 328
- Columbus City, IA — population 378
- Letts, IA — population 354
- Lone Tree, IA — population 1,336
- Cotter, IA — population 37
- Grandview, IA — population 429