Personal loans in Colome, SD

A 2020-to-2023 comparison shows Colome down by about 0.3%. Use the calculator on this page to price an amount and term before you commit in Colome. Rate ceilings, licensing requirements and product limits for Colome are all set at the South Dakota level. A larger market lies at Winner, SD about 11 miles away.

What the Census records for Colome

Only a few things actually differ by place — population, area, location, and the South Dakota rules a lender must follow — and they are below.

• Population: the Census counts 330 residents in Colome (Vintage 2023 subcounty estimate), the 148th-largest figure among South Dakota's 309 places.
• Population trend: A decline of about 0.3% across the 2020-to-2023 comparison.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: with 330 residents, Colome is larger than about 52% of South Dakota's Census places.
• Density: roughly 1,170 residents per square mile, spread over 0.3 sq mi of land.
• Land area: Colome covers 0.3 square miles, the 239th-largest area among South Dakota's 309 places.
• State population share: Colome accounts for about 0.0% of everyone in South Dakota.
• National standing: Colome ranks 14,789th of 19,457 US places.
• Growth rank: Colome ranks 173rd among South Dakota's 309 places for the 2020-to-2023 change.
• Versus South Dakota: the state average change is +0.9%, while Colome moved 0.3%.
• Density rank: Colome is the 53rd most densely settled place in South Dakota.
• Against the state median: Colome runs about 1,170 residents per square mile, where the South Dakota median is 581.
• Location: 43.2599 / -99.7173, per the US Census Bureau Gazetteer.
• Nearest larger cities: Winner (11 mi); Gregory (15 mi); Burke (22 mi); Oacoma (42 mi); Chamberlain (42 mi). Larger metros often have more branches, but online lenders reach Colome on the same terms.
• Smaller places nearby: Dallas (10 mi); New Witten (22 mi); Burton (25 mi).
• Within a 50-mile radius: 14 smaller Census places.
• Within 100 miles: 46 places are larger than Colome.

The Colome borrowing checklist

Before you hand your details to a lender in Colome, where the population is near 330:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the South Dakota licence with the regulator named above before committing.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Colome and the rest of South Dakota is not the process but the borrower's own file, among the 330 people here.

Colome in state context

Set beside South Dakota's 309 places, Colome ranks 148th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Colome stands 173rd among South Dakota's 309 places — roughly the 44th percentile. At about 1,170 people per square mile, Colome is the 53rd most densely settled place in South Dakota. Within 50 miles sit 14 smaller Census places, alongside the 11 that are larger.

The state rulebook for Colome

South Dakota has no separate rate rule for Colome; the sourced rows below are what reach every lender that serves its 330 people.

What is available to Colome borrowers

With about 1,170 residents per square mile, Colome is moderately settled, and 11 larger Census places sit within 50 miles. Lenders licensed in South Dakota reach Colome's 330 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Winner, SD about 11 miles away.

How a Colome personal loan is priced

With roughly 330 residents, Colome is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Colome. A longer term lowers the monthly payment on a Colome loan but raises total interest, so the smallest payment is not the cheapest loan.