Personal loans in Collins, MO
Collins gained roughly 4.8% in population across the 2020-to-2023 comparison. By population, Collins sits at 754th in Missouri, with an estimated 132 residents.
A personal loan in Collins is priced from your credit file and income, not from the fact that the city holds 132 people. Compare APR, not the interest rate, because the APR folds in most fees on a Collins loan. State law, not city hall, decides what a lender may do to Collins's roughly 132 residents, and a state regulator supervises it. The closest larger city is Weaubleau, MO about 4 miles away.
What the Census records for Collins
Collins is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 132, 754th among Missouri's 937 places (Vintage 2023).
- Population trend: A gain of roughly 4.8% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 6 residents.
- Size percentile: about 20% of Missouri communities are smaller than Collins (132 residents).
- Population density: 534 people per square mile on 0.2 square miles of land.
- Land area: Collins covers 0.2 square miles, the 758th-largest area among Missouri's 937 places.
- State share: roughly 0.0% of Missouri's residents live in Collins (132 people).
- National rank: Collins is 17,563rd of 19,457 places nationwide.
- Growth rank: Collins's 2020-to-2023 change ranks 113th of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Collins moved 4.8%.
- Density rank: Collins is the 613th most densely settled place in Missouri.
- Density in context: Collins's 534 people per square mile sit against a Missouri median of 743.
- Location: latitude 37.8896, longitude -93.6218 (Census Gazetteer).
- Nearest larger cities: Weaubleau (4 mi); Humansville (7 mi); Osceola (11 mi); Wheatland (13 mi); Stockton (16 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Gerster (5 mi); Vista (7 mi); Flemington (9 mi).
- Within a 50-mile radius: 22 smaller Census places.
- Larger places within 100 miles: 345.
Where Collins sits
The Census Gazetteer records about 0.2 square miles of land within Collins, with no significant water area listed. With 132 residents, the land area yields roughly 534 people per square mile. Kansas City, the largest place in Missouri, is about 99 miles from Collins. Collins has 54 larger places within a 50-mile radius. Within the same 50 miles lie 22 smaller Census places.
What shapes a Collins personal loan
In Collins, a small community of about 132, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Collins. The term you choose in Collins decides the split between a comfortable payment and the total interest you pay.
Which Missouri laws govern a loan in Collins
When Missouri does not publish a figure, the row links to the source instead of inventing a number; Collins is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Borrowing reach in Collins
Collins is a moderately settled community of about 132 people, with 54 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Collins without a local office, so branch density does not change what its 132 residents are offered. The nearest bigger place is Weaubleau, MO about 4 miles away.
Where Collins sits in Missouri
Collins is the 754th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. For population change between 2020 and 2023, Collins ranks 113th of 937 in Missouri (about the 88th percentile). Its roughly 534 residents per square mile place it 613th among Missouri's places. In land area, Collins ranks 758th among Missouri's 937 places.
Common questions
What are my options in Collins if my credit is poor?
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Does comparing loans in Collins cost me credit score points?
Nearby places
- Gerster, MO — population 16
- Weaubleau, MO — population 396
- Humansville, MO — population 934
- Vista, MO — population 36
- Flemington, MO — population 114
- Osceola, MO — population 971
- Roscoe, MO — population 95
- Wheatland, MO — population 287