Personal loans in Colbert, GA
If you are weighing a personal loan in Colbert, start from the payment you can carry; its 667 residents face the same statewide rules. An estimated 667 people make their home in Colbert, a figure that ranks 355th in Georgia.
Population in Colbert climbed about 5.7% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Colbert sits on the Georgia side of that line. For a community of about 667, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Comer, GA about 5 miles away.
Colbert: the sourced local profile
Most of what governs a Colbert loan is written in Georgia law rather than in the city; the sourced notes below make that split concrete.
- Population: 667 people, a figure that places Colbert 355th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 5.7%.
- Absolute change: 36 residents added between 2020 and 2023.
- Size percentile: Colbert sits ahead of around 34% of Georgia places, at 667 people.
- Land and density: 1.0 square miles of land carry roughly 655 residents per square mile.
- By land area: Colbert ranks 451st among Georgia's 536 places, at 1.0 sq mi.
- State population share: Colbert accounts for about 0.0% of everyone in Georgia.
- National standing: Colbert ranks 12,001st of 19,457 US places.
- Growth in Georgia: Colbert stands 123rd by percentage change from 2020 to 2023, among 536 places.
- Against the state trend: Colbert's 5.7% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Colbert is the 215th most densely settled place in Georgia.
- Density in context: Colbert's 655 people per square mile sit against a Georgia median of 536.
- Location: 34.0372, -83.2131 (Census Gazetteer coordinates).
- Nearest larger cities: Comer (5 mi); Danielsville (6 mi); Winterville (6 mi); Crawford (11 mi); Nicholson (13 mi). Living near a larger metro rarely changes what is available in Colbert.
- Nearest smaller towns: Hull (5 mi); Arnoldsville (8 mi); Carlton (10 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 33 smaller Census places.
- At 100 miles: 239 larger Census places fall inside that radius.
The geography behind Colbert
The Census Gazetteer records about 1.0 square miles of land within Colbert, with no significant water area listed. That land carries about 655 people per square mile. The state's population centre of gravity, Atlanta, is roughly 72 miles away. Within 50 miles of Colbert there are 67 larger Census places. The 100-mile radius contains 239 larger places.
How Georgia law applies in Colbert
These are Georgia's sourced lending facts as they reach Colbert's 667 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Colbert's place among Georgia's 536 places
Colbert is the 355th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 123rd of 536 Georgia places, putting it near the 77th percentile for growth. At about 655 people per square mile, Colbert is the 215th most densely settled place in Georgia. Between 2020 and 2023 the count changed by roughly 36 residents.
A practical checklist for Colbert borrowers
Before you hand your details to a lender in Colbert, where the population is near 667:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Georgia regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Colbert-specific: the same Georgia licensing and disclosure rules reach all 667 residents.
Getting a loan in Colbert
At roughly 655 people per square mile, Colbert is moderately settled; 67 larger places lie within 50 miles. Whether Colbert has a local branch or not, a Georgia-licensed lender can serve its 667 people online on the same terms. The nearest bigger place is Comer, GA about 5 miles away.
Common questions
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Nearby places
- Hull, GA — population 236
- Danielsville, GA — population 834
- Comer, GA — population 1,599
- Winterville, GA — population 1,195
- Arnoldsville, GA — population 458
- Ila, GA — population 378
- Crawford, GA — population 880
- Carlton, GA — population 287