Personal loans in Cokedale, CO

If you are weighing a personal loan in Cokedale, start from the payment you can carry; its 127 residents face the same statewide rules. To lend to Cokedale's 127 residents, a company must hold a Colorado licence, and each sourced row below names the regulator behind it. Price two or three terms so you can see which payment is truly affordable in Cokedale. The next larger city is Trinidad, CO about 7 miles away.

Borrowing in Cokedale: the local picture

Most of what governs a Cokedale loan is written in Colorado law rather than in the city; the sourced notes below make that split concrete.

• Population: about 127, ranked 248th of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.8% more residents than the 2020 Census counted.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: roughly 8% of Colorado places rank below Cokedale.
• Density: roughly 620 residents per square mile, spread over 0.2 sq mi of land.
• By land area: Cokedale ranks 253rd among Colorado's 270 places, at 0.2 sq mi.
• State share: roughly 0.0% of Colorado's residents live in Cokedale (127 people).
• National rank: Cokedale is 17,649th of 19,457 places nationwide.
• Growth in Colorado: Cokedale stands 102nd by percentage change from 2020 to 2023, among 270 places.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Cokedale's 0.8%.
• Density rank: Cokedale places 202nd among Colorado's places by people per square mile.
• Density vs Colorado: Cokedale's 620 people per square mile compare with a state median of 1,126.
• Location: mapped by the US Census Bureau at 37.1442, -104.6216.
• Nearest larger cities: Trinidad (7 mi); Aguilar (18 mi); Raton (21 mi); La Veta (33 mi); Walsenburg (35 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Starkville (6 mi); Branson (42 mi); Folsom (44 mi).
• Within a 50-mile radius: 3 smaller Census places.
• At 100 miles: 49 larger Census places fall inside that radius.

Cokedale against the rest of Colorado

Among Colorado's 270 places, Cokedale sits at 248th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 102nd of 270 Colorado places, putting it near the 62th percentile for growth. At about 620 people per square mile, Cokedale is the 202nd most densely settled place in Colorado. In land area, Cokedale ranks 253rd among Colorado's 270 places.

Where Cokedale sits

Cokedale covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 620 people per square mile. The state's population centre of gravity, Denver, is roughly 181 miles away. Within 50 miles of Cokedale there are 8 larger Census places. Within the same 50 miles lie 3 smaller Census places.

What to do before borrowing in Cokedale

Before you hand your details to a lender in Cokedale, where the population is near 127:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Colorado regulator's records to confirm the lender is licensed here.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Colorado; what changes is your credit file, not the fact that Cokedale holds 127 people.

How Colorado law applies in Cokedale

These are Colorado's sourced lending facts as they reach Cokedale's 127 residents; the state has no city-level rate rule.

How lenders reach Cokedale

Cokedale is moderately settled, with about 620 people per square mile and 8 larger places within 50 miles. Lenders licensed in Colorado reach Cokedale's 127 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Trinidad, CO about 7 miles away.