Personal loans in Cohasset, MN

Read the disclosure for an origination fee and any prepayment penalty before signing in Cohasset. State law, not city hall, decides what a lender may do to Cohasset's roughly 2,714 residents, and a state regulator supervises it. Cohasset added about 0.7% to its population between the 2020 base and the 2023 estimate. The closest larger place is Grand Rapids, MN about 6 miles away.

The Cohasset data picture

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: the Census counts 2,714 residents in Cohasset (Vintage 2023 subcounty estimate), the 223rd-largest figure among Minnesota's 853 places.
• Population trend: Growth of about 0.7% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 18 residents.
• Size percentile: Cohasset sits ahead of around 74% of Minnesota places, at 2,714 people.
• Population density: about 98 people per square mile (Census land area 27.7 sq mi).
• Land area rank: Cohasset's 27.7 square miles rank 51st of 853 places in Minnesota.
• Water: Cohasset holds about 8.32 square miles, the 3rd-largest water area in Minnesota.
• State population share: Cohasset accounts for about 0.1% of everyone in Minnesota.
• National rank: Cohasset is the 6,596th most populous of the 19,457 Census places covered here.
• Growth rank: Cohasset ranks 265th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Cohasset's 0.7%.
• Density in Minnesota: Cohasset ranks 765th by people per square mile.
• Density in context: Cohasset's 98 people per square mile sit against a Minnesota median of 607.
• Location: it lies at 47.2424, -93.6642 in the Census Gazetteer.
• Nearest larger cities: Grand Rapids (6 mi); Hibbing (35 mi); Chisholm (40 mi); Breezy Point (51 mi); Mountain Iron (53 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Zemple (8 mi); La Prairie (8 mi); Deer River (9 mi).
• Smaller neighbours: 38 places smaller than Cohasset sit within 50 miles.
• Within 100 miles: 25 places are larger than Cohasset.

Cohasset: area, density and distance

Cohasset's land area is about 27.7 square miles; a further 8.32 square miles is water. With 2,714 residents, the land area yields roughly 98 people per square mile. Minneapolis, the largest place in Minnesota, is about 159 miles from Cohasset. Cohasset has 3 larger places within a 50-mile radius. By land area it ranks 51st of 853 Minnesota places.

Cohasset in state context

Set beside Minnesota's 853 places, Cohasset ranks 223rd by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 265th of 853 Minnesota places, putting it near the 69th percentile for growth. Its roughly 98 residents per square mile place it 765th among Minnesota's places. In land area, Cohasset ranks 51st among Minnesota's 853 places.

What Minnesota law requires in Cohasset

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Cohasset is bound by the same rules.

What shapes a Cohasset personal loan

A Cohasset personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,714 residents. A lender serving Cohasset's 2,714 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Cohasset loan but raises total interest, so the smallest payment is not the cheapest loan.

The Cohasset borrowing checklist

Before you apply in Cohasset, a community of about 2,714, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Cohasset-specific: the same Minnesota licensing and disclosure rules reach all 2,714 residents.