Personal loans in Cocoa Beach, FL

From the 2020 Census base to the 2023 estimate, the population rose by about 0.3%. Compare APR, not the interest rate, because the APR folds in most fees on a Cocoa Beach loan. Every figure below is Florida's own, applied to Cocoa Beach's 11,389 residents, with the publisher and retrieval date attached. The closest larger city is Rockledge, FL about 7 miles away.

Cocoa Beach: population, trend and location

Read the local figures below as context; read the sourced Florida table as the rulebook a lender here must follow.

• Population: 11,389 people, a figure that places Cocoa Beach 164th among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 0.3%.
• Change in people: the 2020-to-2023 comparison is a gain of about 35 residents.
• Size percentile: about 60% of Florida communities are smaller than Cocoa Beach (11,389 residents).
• Land and density: 4.7 square miles of land carry roughly 2,445 residents per square mile.
• Land area: Cocoa Beach covers 4.7 square miles, the 211th-largest area among Florida's 411 places.
• Water: Cocoa Beach holds about 10.53 square miles, the 17th-largest water area in Florida.
• Share of Florida: Cocoa Beach holds about 0.1% of the state's population, some 11,389 people.
• Nationally: Cocoa Beach is the 2,867th-largest of 19,457 Census places in the dataset.
• Growth rank: Cocoa Beach's 2020-to-2023 change ranks 297th of 411 places in Florida.
• Against the state trend: Cocoa Beach's 0.3% change compares with a Florida average of +5.5% across its 411 places.
• Density rank: Cocoa Beach is the 148th most densely settled place in Florida.
• Density vs Florida: Cocoa Beach's 2,445 people per square mile compare with a state median of 1,608.
• Location: 28.3291 / -80.6275, per the US Census Bureau Gazetteer.
• Nearest larger cities: Rockledge (7 mi); Cocoa (9 mi); Melbourne (15 mi); West Melbourne (19 mi); Titusville (21 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Cape Canaveral (5 mi); Palm Shores (10 mi); Satellite Beach (11 mi), each with its own Census population profile.
• Smaller places within 50 miles: 15 of them.
• Larger places within 100 miles: 57.

What Florida law requires in Cocoa Beach

Florida has no separate rate rule for Cocoa Beach; the sourced rows below are what reach every lender that serves its 11,389 people.

How personal loans work in Cocoa Beach

Cocoa Beach is a small town of about 11,389 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Cocoa Beach's rank of 164th in Florida: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Cocoa Beach decides the split between a comfortable payment and the total interest you pay.

How Cocoa Beach compares across Florida

Set beside Florida's 411 places, Cocoa Beach ranks 164th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Cocoa Beach ranks 297th of 411 in Florida (about the 28th percentile). Its roughly 2,445 residents per square mile place it 148th among Florida's places. The population moved by about 35 people between 2020 and 2023, a 0.3% shift.

Where Cocoa Beach sits

Cocoa Beach covers about 4.7 square miles of land, with 10.53 square miles of water inside its boundaries (Census Gazetteer). That land carries about 2,445 people per square mile. The largest place in Florida, Jacksonville, lies about 152 miles away. A 50-mile radius around Cocoa Beach takes in 17 places that are larger. By land area it ranks 211th of 411 Florida places.

Lender access in Cocoa Beach

Cocoa Beach is a fairly dense community of about 11,389 people, with 17 larger places inside a 50-mile radius. Lenders licensed in Florida reach Cocoa Beach's 11,389 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Rockledge, FL about 7 miles away.