Personal loans in Clyde, NY

With 2,138 residents, Clyde outranks about 51% of the communities in New York. Census figures put the 2020-to-2023 decrease in Clyde at about 1.4%. Pull your credit reports and line up at least three offers before you apply from Clyde. The closest larger place is Newark, NY about 12 miles away.

Clyde by the numbers

Most of what governs a Clyde loan is written in New York law rather than in the city; the sourced notes below make that split concrete.

• Population: about 2,138, ranked 292nd of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.4%.
• Absolute change: 31 residents lost between 2020 and 2023.
• Size percentile: Clyde's 2,138 people outrank roughly 51% of the places in New York.
• Density: roughly 973 residents per square mile, spread over 2.2 sq mi of land.
• By land area: Clyde ranks 185th among New York's 595 places, at 2.2 sq mi.
• Water area: Clyde has 0.06 square miles of water, ranking 181st of 595 places in New York.
• Share of New York: Clyde holds about 0.0% of the state's population, some 2,138 people.
• National rank: Clyde is 7,392nd of 19,457 places nationwide.
• Growth in New York: Clyde stands 291st by percentage change from 2020 to 2023, among 595 places.
• Against the state trend: Clyde's 1.4% change compares with a New York average of -1.1% across its 595 places.
• Density rank: Clyde is the 407th most densely settled place in New York.
• Density in context: Clyde's 973 people per square mile sit against a New York median of 1,515.
• Location: 43.0842, -76.8704 (Census Gazetteer coordinates).
• Nearest larger cities: Newark (12 mi); Waterloo (12 mi); Clifton Springs (16 mi); Geneva (16 mi); Palmyra (18 mi). Larger metros often have more branches, but online lenders reach Clyde on the same terms.
• Smaller places nearby: Wolcott (10 mi); Port Byron (13 mi); Phelps (13 mi).
• Within a 50-mile radius: 44 smaller Census places.
• At 100 miles: 98 larger Census places fall inside that radius.

Clyde on the map

The Census Gazetteer records 2.2 square miles of land and 0.06 square miles of water within Clyde. That land carries about 973 people per square mile. The state's population centre of gravity, New York, is roughly 225 miles away. Counting outward 50 miles, 35 larger communities surround Clyde. The 100-mile radius contains 98 larger places.

The anatomy of a Clyde personal loan

With roughly 2,138 residents, Clyde is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Clyde's rank of 292nd in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Clyde loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Steps to take before a Clyde loan

Before you apply in Clyde, a community of about 2,138, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the New York regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Clyde-specific: the same New York licensing and disclosure rules reach all 2,138 residents.

The state rulebook for Clyde

Read the table as a lender's compliance picture for Clyde: the rule, the sourced figure, the publisher and the date.

Clyde against the rest of New York

Against New York's other places, Clyde accounts for about 0.0% of the state's population and ranks 292nd of 595 by size. Its 2020-to-2023 change ranks 291st of 595 New York places, putting it near the 51th percentile for growth. At about 973 people per square mile, Clyde is the 407th most densely settled place in New York. The population moved by about 31 people between 2020 and 2023, a 1.4% shift.