Personal loans in Clintonville, PA
Clintonville shed about 2.3% of its population between the 2020 base and the 2023 estimate. If you are weighing a personal loan in Clintonville, start from the payment you can carry; its 431 residents face the same statewide rules.
At about 431 residents, Clintonville is larger than roughly 22% of the places in Pennsylvania. Borrowers who want a bigger city can look to Harrisville, PA about 8 miles away. A single loan can carry different costs on either side of a state line, and Clintonville sits on the Pennsylvania side of that line. Use the calculator on this page to price an amount and term before you commit in Clintonville.
Where Clintonville stands
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: 431 residents; Clintonville is the 790th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.3% fewer residents than the 2020 Census counted.
- People gained or lost: about 10 fewer since the 2020 base.
- Size percentile: bigger than about 22% of the places in Pennsylvania, with 431 residents in Clintonville.
- Density: roughly 395 residents per square mile, spread over 1.1 sq mi of land.
- Land area rank: Clintonville's 1.1 square miles rank 400th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Clintonville.
- National rank: Clintonville is the 13,772nd most populous of the 19,457 Census places covered here.
- Growth rank: Clintonville's 2020-to-2023 change ranks 721st of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Clintonville moved 2.3%.
- Density rank: Clintonville is the 900th most densely settled place in Pennsylvania.
- Density in context: Clintonville's 395 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 41.2010, -79.8745 (Census Gazetteer coordinates).
- Nearest larger cities: Harrisville (8 mi); Emlenton (9 mi); Grove City (12 mi); Polk (12 mi); Parker (12 mi). Online lenders reach Clintonville no matter how far the nearest branch is.
- Smaller communities close by: Cherry Valley (5 mi); Barkeyville (6 mi); Eau Claire (6 mi), each with its own Census population profile.
- Smaller neighbours: 57 places smaller than Clintonville sit within 50 miles.
- At 100 miles: 558 larger Census places fall inside that radius.
Pennsylvania rules behind a Clintonville personal loan
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Clintonville's 431 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Where Clintonville sits in Pennsylvania
Within Pennsylvania, Clintonville holds roughly 0.0% of all residents, the 790th-largest share among 1,013 places. Its 2020-to-2023 change ranks 721st of 1,013 Pennsylvania places, putting it near the 29th percentile for growth. At about 395 people per square mile, Clintonville is the 900th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 10 residents.
A practical checklist for Clintonville borrowers
Before you hand your details to a lender in Clintonville, where the population is near 431:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Clintonville holds 431 people.
Clintonville: area, density and distance
Clintonville covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 431 residents, the land area yields roughly 395 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 262 miles away. Within 50 miles of Clintonville there are 150 larger Census places. Within the same 50 miles lie 57 smaller Census places.
What a Clintonville borrower is actually offered
In Clintonville, a small community of about 431, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Clintonville's rank of 790th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Clintonville loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Cherry Valley, PA — population 57
- Eau Claire, PA — population 299
- Barkeyville, PA — population 185
- Harrisville, PA — population 800
- Emlenton, PA — population 603
- Polk, PA — population 623
- Franklin, PA — population 5,935
- West Sunbury, PA — population 177