Personal loans in Clinton, NE
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Clinton's 38 residents.
Two households in Clinton with comparable incomes can still be offered different rates; the city's 38 residents are not the reason. About 38 people live in Clinton, placing it 495th of 527 Census places in Nebraska. From the 2020 Census base to the 2023 estimate, the population declined by about 5.0%. Use the calculator on this page to price an amount and term before you commit in Clinton. The closest larger city is Rushville, NE about 7 miles away.
Local context for Clinton
Here is the sourced Census picture for Clinton, plus the Nebraska lending rules that apply to a loan taken out here.
- Population: 38 residents; Clinton is the 495th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 5.0% between 2020 and 2023.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: roughly 6% of Nebraska places rank below Clinton.
- Land and density: 0.1 square miles of land carry roughly 404 residents per square mile.
- Land area rank: Clinton's 0.1 square miles rank 511th of 527 places in Nebraska.
- State population share: Clinton accounts for about 0.0% of everyone in Nebraska.
- National standing: Clinton ranks 19,129th of 19,457 US places.
- Growth rank: Clinton ranks 509th among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Clinton's 5.0% change compares with a Nebraska average of -0.6% across its 527 places.
- Density in Nebraska: Clinton ranks 406th by people per square mile.
- Density vs Nebraska: Clinton's 404 people per square mile compare with a state median of 830.
- Location: coordinates 42.7597, -102.3479 (US Census Bureau Gazetteer).
- Nearest larger cities: Rushville (7 mi); Gordon (8 mi); Hay Springs (18 mi); Batesland (28 mi); Chadron (34 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Nenzel (64 mi); Cottonwood (87 mi); Van Tassell (89 mi).
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 53 larger Census places fall inside that radius.
Where Clinton sits in Nebraska
Among Nebraska's 527 places, Clinton sits at 495th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 509th of 527 Nebraska places, putting it near the 3th percentile for growth. At about 404 people per square mile, Clinton is the 406th most densely settled place in Nebraska. Within 50 miles sit 0 smaller Census places, alongside the 9 that are larger.
Nebraska rules behind a Clinton personal loan
For the roughly 38 residents of Clinton, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Where Clinton sits
Inside Clinton's boundaries lie about 0.1 square miles of land, with no significant water area recorded. That land carries about 404 people per square mile. For the state's biggest city, Omaha, the distance is roughly 339 miles. Within 50 miles of Clinton there are 9 larger Census places. By land area it ranks 511th of 527 Nebraska places.
Borrowing reach in Clinton
At roughly 404 people per square mile, Clinton is lightly settled; 9 larger places lie within 50 miles. A Nebraska licence lets a lender serve Clinton without a local office, so branch density does not change what its 38 residents are offered. The nearest larger city, Rushville, NE about 7 miles away.
The Clinton borrowing checklist
Before you apply in Clinton, a community of about 38, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Nebraska regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Clinton as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 38 residents.
Common questions
What are my options in Clinton if my credit is poor?
What loan size can I expect in Clinton?
Do I have to pledge anything to borrow in Clinton?
Does comparing loans in Clinton cost me credit score points?
Nearby places
- Rushville, NE — population 784
- Gordon, NE — population 1,444
- Hay Springs, NE — population 575
- Batesland, SD — population 73
- Chadron, NE — population 5,145
- Merriman, NE — population 88
- Martin, SD — population 926
- Alliance, NE — population 8,056