Personal loans in Clearlake, CA

Begin with the payment, then weigh APR and total interest across the lenders that reach Clearlake's 16,481 residents. With an estimated 16,481 residents, Clearlake is the 320th-largest of 482 places in California. A lender that serves Clearlake operates under California lending statutes and a California supervisor. From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%. The nearest larger metro is Windsor, CA about 30 miles away.

Clearlake: population, trend and location

Here is the sourced Census picture for Clearlake, plus the California lending rules that apply to a loan taken out here.

• Population: 16,481 residents; Clearlake is the 320th-largest of 482 places in California (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.2% fewer residents than the 2020 Census counted.
• Absolute change: 206 residents lost between 2020 and 2023.
• Size percentile: bigger than about 34% of the places in California, with 16,481 residents in Clearlake.
• Population density: about 1,627 people per square mile across 10.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Clearlake covers 10.1 square miles, the 208th-largest area among California's 482 places.
• Water: Clearlake holds about 0.45 square miles, the 96th-largest water area in California.
• State population share: Clearlake accounts for about 0.1% of everyone in California.
• Nationally: Clearlake is the 2,215th-largest of 19,457 Census places in the dataset.
• Growth in California: Clearlake stands 188th by percentage change from 2020 to 2023, among 482 places.
• Against the state trend: Clearlake's 1.2% change compares with a California average of -1.3% across its 482 places.
• Density rank: Clearlake places 394th among California's places by people per square mile.
• Against the state median: Clearlake runs about 1,627 residents per square mile, where the California median is 3,455.
• Location: mapped by the US Census Bureau at 38.9600, -122.6332.
• Nearest larger cities: Windsor (30 mi); Santa Rosa (36 mi); Rohnert Park (42 mi); Napa (49 mi); Petaluma (50 mi). Larger metros often have more branches, but online lenders reach Clearlake on the same terms.
• Smaller communities within reach: Lakeport (16 mi); Cloverdale (23 mi); Calistoga (26 mi).
• Smaller places within 50 miles: 15 of them.
• Larger places within 100 miles: 68.

What a Clearlake borrower is actually offered

Clearlake is a small town of about 16,481 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Clearlake loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Clearlake loan is knowable in advance — unlike a revolving card balance.

What is available to Clearlake borrowers

Clearlake is moderately settled, with about 1,627 people per square mile and 5 larger places within 50 miles. Whether Clearlake has a local branch or not, a California-licensed lender can serve its 16,481 people online on the same terms. The nearest bigger place is Windsor, CA about 30 miles away.

Where Clearlake sits in California

Clearlake is the 320th-largest of 482 Census places in California and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Clearlake stands 188th among California's 482 places — roughly the 61th percentile. By density, at about 1,627 people per square mile, it ranks 394th in California. Within 50 miles sit 15 smaller Census places, alongside the 5 that are larger.

How California law applies in Clearlake

Below are the California rules that apply to a loan made in Clearlake, each with the regulator that issued it.

Clearlake: area, density and distance

The Census Gazetteer records 10.1 square miles of land and 0.45 square miles of water within Clearlake. With 16,481 residents, the land area yields roughly 1,627 people per square mile. Los Angeles, the largest place in California, is about 414 miles from Clearlake. Counting outward 50 miles, 5 larger communities surround Clearlake. Within the same 50 miles lie 15 smaller Census places.