Personal loans in Clearfield, IA

Clearfield is home to roughly 282 people and stands 573rd by size out of 940 Census places in Iowa. The nearest larger metro is Lenox, IA about 7 miles away. For the 282 people in Clearfield, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Clearfield loan.

What the Census records for Clearfield

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 282 residents; Clearfield is the 573rd-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 1.1% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
• Size percentile: roughly 39% of Iowa's places have fewer residents than Clearfield's 282.
• Density: the Census land area of 1.2 sq mi holds about 237 people per square mile.
• Land area: Clearfield covers 1.2 square miles, the 323rd-largest area among Iowa's 940 places.
• State population share: Clearfield accounts for about 0.0% of everyone in Iowa.
• Nationally: Clearfield is the 15,330th-largest of 19,457 Census places in the dataset.
• Growth rank: Clearfield's 2020-to-2023 change ranks 142nd of 940 places in Iowa.
• Against the state trend: Clearfield's 1.1% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Clearfield ranks 790th by people per square mile.
• Density in context: Clearfield's 237 people per square mile sit against a Iowa median of 672.
• Location: 40.8006, -94.4830 (Census Gazetteer coordinates).
• Nearest larger cities: Lenox (7 mi); Diagonal (7 mi); Mount Ayr (14 mi); Bedford (15 mi); Corning (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Conway (8 mi); Sharpsburg (8 mi); Benton (9 mi).
• Smaller places within 50 miles: 66 of them.
• Larger places within 100 miles: 247.

The anatomy of a Clearfield personal loan

Clearfield is a small community of about 282 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clearfield. The term you choose in Clearfield decides the split between a comfortable payment and the total interest you pay.

Steps to take before a Clearfield loan

Before you apply in Clearfield, a community of about 282, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Clearfield as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 282 residents.

Where Clearfield sits

Clearfield's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. With 282 residents, the land area yields roughly 237 people per square mile. The largest place in Iowa, Des Moines, lies about 70 miles away. A 50-mile radius around Clearfield takes in 45 places that are larger. The 100-mile radius contains 247 larger places.

How Iowa law applies in Clearfield

For the roughly 282 residents of Clearfield, the rules below are Iowa's own; each row carries its publisher and retrieval date.

How Clearfield compares across Iowa

Clearfield is the 573rd-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 142nd of 940 Iowa places, putting it near the 85th percentile for growth. Its roughly 237 residents per square mile place it 790th among Iowa's places. Within 50 miles sit 66 smaller Census places, alongside the 45 that are larger.