Personal loans in Clear Spring, MD

The trend for Clear Spring between 2020 and 2023 is downward by roughly 0.3%. Rate-shopping from Clear Spring costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A lender that serves Clear Spring operates under Maryland lending statutes and a Maryland supervisor. The nearest larger city is Williamsport, MD about 7 miles away.

Clear Spring: population, trend and location

Read the local figures below as context; read the sourced Maryland table as the rulebook a lender here must follow.

• Population: about 370 people live here, which puts Clear Spring 131st of 157 Census places in Maryland (Vintage 2023).
• Population trend: A decline of about 0.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: roughly 17% of Maryland's places have fewer residents than Clear Spring's 370.
• Density: the Census land area of 0.1 sq mi holds about 3,058 people per square mile.
• Land area rank: Clear Spring's 0.1 square miles rank 147th of 157 places in Maryland.
• State population share: Clear Spring accounts for about 0.0% of everyone in Maryland.
• Nationally: Clear Spring is the 14,406th-largest of 19,457 Census places in the dataset.
• Growth in Maryland: Clear Spring stands 82nd by percentage change from 2020 to 2023, among 157 places.
• Against the state trend: Clear Spring's 0.3% change compares with a Maryland average of +0.7% across its 157 places.
• Density rank: Clear Spring places 43rd among Maryland's places by people per square mile.
• Density vs Maryland: Clear Spring's 3,058 people per square mile compare with a state median of 1,734.
• Location: 39.6561, -77.9304 (Census Gazetteer coordinates).
• Nearest larger cities: Williamsport (7 mi); Hagerstown (11 mi); Mercersburg (12 mi); Funkstown (12 mi); Hancock (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Hedgesville (8 mi); Burkittsville (24 mi); Harpers Ferry (25 mi).
• Smaller places within 50 miles: 26 of them.
• Within 100 miles: 377 places are larger than Clear Spring.

Clear Spring: area, density and distance

Clear Spring's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 3,058 people per square mile. The state's population centre of gravity, Baltimore, is roughly 75 miles away. Clear Spring has 72 larger places within a 50-mile radius. By land area it ranks 147th of 157 Maryland places.

How Maryland law applies in Clear Spring

Read the table as a lender's compliance picture for Clear Spring: the rule, the sourced figure, the publisher and the date.

A pre-application checklist for Clear Spring

Before you hand your details to a lender in Clear Spring, where the population is near 370:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Maryland licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Clear Spring as elsewhere in Maryland, the written terms — not the advertisement — are what count for its 370 residents.

How a Clear Spring personal loan is priced

Clear Spring is a small community of about 370 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clear Spring. Because the payment is fixed, the total cost of a Clear Spring loan is knowable in advance — unlike a revolving card balance.

Clear Spring's place among Maryland's 157 places

Against Maryland's other places, Clear Spring accounts for about 0.0% of the state's population and ranks 131st of 157 by size. Its 2020-to-2023 change ranks 82nd of 157 Maryland places, putting it near the 48th percentile for growth. At about 3,058 people per square mile, Clear Spring is the 43rd most densely settled place in Maryland. In land area, Clear Spring ranks 147th among Maryland's 157 places.