Personal loans in Clawson, UT

Roughly 166 residents live in Clawson, the 242nd-largest community in Utah. If you are weighing a personal loan in Clawson, start from the payment you can carry; its 166 residents face the same statewide rules.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census figures put the 2020-to-2023 increase in Clawson at about 3.1%. Pull your credit reports and line up at least three offers before you apply from Clawson. For the 166 people in Clawson, Utah runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger city is Ferron, UT about 3 miles away.

Local context for Clawson

Clawson is a small community; the notes below cover its population profile and the statewide rules that apply.

Clawson: area, density and distance

Clawson covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 166 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 122 miles. Within 50 miles of Clawson there are 28 larger Census places. By land area it ranks 219th of 255 Utah places.

Utah rules behind a Clawson personal loan

When Utah does not publish a figure, the row links to the source instead of inventing a number; Clawson is bound by the same rules.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1)
Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract
Utah State Legislature
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah
Utah State Legislature
as of 2026-09-16

Clawson's place among Utah's 255 places

Set beside Utah's 255 places, Clawson ranks 242nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 147th of 255 Utah places, putting it near the 42th percentile for growth. By density, at about 166 people per square mile, it ranks 197th in Utah. In land area, Clawson ranks 219th among Utah's 255 places.

Borrowing reach in Clawson

Clawson is a lightly settled community of about 166 people, with 28 larger places inside a 50-mile radius. A Utah licence lets a lender serve Clawson without a local office, so branch density does not change what its 166 residents are offered. The nearest bigger place is Ferron, UT about 3 miles away.

The Clawson borrowing checklist

For Clawson's roughly 166 residents, these are the steps that most influence the offer:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the Utah regulator's licence records before you sign.
  5. Be clear on what the loan is for and how it gets repaid.
  6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Clawson as elsewhere in Utah, the written terms — not the advertisement — are what count for its 166 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Clawson if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Clawson is the same as anywhere in Utah.
What loan size can I expect in Clawson?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Clawson?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Clawson cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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