Personal loans in Clarksville, IA

Verify the lender's Iowa licence against the regulator named below before borrowing in Clarksville. A 2020-to-2023 comparison shows Clarksville down by about 1.5%. Consumer lending that reaches Clarksville's 1,243 residents is governed by Iowa statute; no city ordinance changes it. Borrowers who want a bigger city can look to Shell Rock, IA about 6 miles away.

What the Census records for Clarksville

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: about 1,243, ranked 235th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.5% across the 2020-to-2023 comparison.
• Net change: roughly 19 fewer people than the 2020 Census counted.
• Size percentile: with 1,243 residents, Clarksville is larger than about 75% of Iowa's Census places.
• Land and density: 1.3 square miles of land carry roughly 950 residents per square mile.
• By land area: Clarksville ranks 294th among Iowa's 940 places, at 1.3 sq mi.
• Water area: Clarksville has 0.04 square miles of water, ranking 90th of 940 places in Iowa.
• State population share: Clarksville accounts for about 0.0% of everyone in Iowa.
• National rank: Clarksville sits 9,409th by population among the 19,457 places in this dataset.
• Growth in Iowa: Clarksville stands 536th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Clarksville's 1.5% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Clarksville ranks 293rd by people per square mile.
• Density vs Iowa: Clarksville's 950 people per square mile compare with a state median of 672.
• Location: it lies at 42.7792, -92.6684 in the Census Gazetteer.
• Nearest larger cities: Shell Rock (6 mi); Waverly (11 mi); Nashua (13 mi); Parkersburg (15 mi); Denver (19 mi). Living near a larger metro rarely changes what is available in Clarksville.
• Nearest smaller towns: Allison (7 mi); Plainfield (8 mi); Greene (11 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 98 smaller Census places.
• Larger places within 100 miles: 146.

Lender access in Clarksville

At roughly 950 people per square mile, Clarksville is moderately settled; 32 larger places lie within 50 miles. Distance to a branch rarely matters for Clarksville's 1,243 residents: the application is online and the price follows your credit file. The nearest bigger place is Shell Rock, IA about 6 miles away.

Which Iowa laws govern a loan in Clarksville

This table holds the Iowa rate and licensing rules for consumer loans made to Clarksville's 1,243 residents.

Steps to take before a Clarksville loan

These steps shape the offer you get in Clarksville, a place of about 1,243 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Clarksville as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 1,243 residents.

Land, water and location for Clarksville

Clarksville covers about 1.3 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). With 1,243 residents, the land area yields roughly 950 people per square mile. The largest place in Iowa, Des Moines, lies about 96 miles away. Within 50 miles of Clarksville there are 32 larger Census places. Within the same 50 miles lie 98 smaller Census places.

What shapes a Clarksville personal loan

In Clarksville, a small community of about 1,243, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Clarksville's rank of 235th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Clarksville decides the split between a comfortable payment and the total interest you pay.