Personal loans in Childress, TX

At about 5,770 residents, Childress is larger than roughly 72% of the places in Texas. If debt is already a strain, a nonprofit credit counsellor can help Childress residents before they take on more. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Childress's 5,770 residents. For a bigger market, look to Altus, OK about 57 miles away.

Borrowing in Childress: the local picture

Two layers matter for a Childress borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 5,770 residents; Childress is the 346th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 0.6% across the 2020-to-2023 comparison.
• Absolute change: 33 residents added between 2020 and 2023.
• Size percentile: roughly 72% of Texas places rank below Childress.
• Population density: about 699 people per square mile across 8.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Childress's 8.3 square miles rank 260th of 1,224 places in Texas.
• Water area rank: Childress ranks 292nd among Texas's 1,224 places, with 0.05 sq mi.
• Share of state population: Childress's 5,770 residents are about 0.0% of Texas.
• National rank: Childress sits 4,457th by population among the 19,457 places in this dataset.
• Growth rank: Childress ranks 796th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Childress's 0.6%.
• Density rank: Childress places 722nd among Texas's places by people per square mile.
• Density in context: Childress's 699 people per square mile sit against a Texas median of 840.
• Location: the Census Gazetteer records it at 34.4355, -100.2824.
• Nearest larger cities: Altus (57 mi); Vernon (59 mi); Elk City (82 mi); Plainview (84 mi); Pampa (86 mi). Living near a larger metro rarely changes what is available in Childress.
• Smaller communities within reach: Estelline (12 mi); Memphis (25 mi); Dodson (27 mi).
• Within a 50-mile radius: 20 smaller Census places.
• Within 100 miles: 6 places are larger than Childress.

Childress in state context

Set beside Texas's 1,224 places, Childress ranks 346th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 796th of 1,224 Texas places, putting it near the 35th percentile for growth. At about 699 people per square mile, Childress is the 722nd most densely settled place in Texas. Within 50 miles sit 20 smaller Census places, alongside the 0 that are larger.

Childress: area, density and distance

Inside Childress's boundaries lie roughly 8.3 square miles of land and 0.05 square miles of water. With 5,770 residents, the land area yields roughly 699 people per square mile. Houston, the largest place in Texas, is about 430 miles from Childress. Within 50 miles of Childress there are 0 larger Census places. By land area it ranks 260th of 1,224 Texas places.

What is available to Childress borrowers

Childress is moderately settled, with about 699 people per square mile and 0 larger places within 50 miles. Distance to a branch rarely matters for Childress's 5,770 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Altus, OK about 57 miles away.

How Texas law applies in Childress

Read the table as a lender's compliance picture for Childress: the rule, the sourced figure, the publisher and the date.

What a Childress borrower is actually offered

With roughly 5,770 residents, Childress is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Childress loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Childress loan raises the monthly payment but cuts the interest; lengthening it does the reverse.