Personal loans in Chester, WV

State law, not city hall, decides what a lender may do to Chester's roughly 2,113 residents, and a state regulator supervises it. The Census counts 2,113 people in Chester, the 57th-largest figure among West Virginia's 230 places. If debt is already a strain, a nonprofit credit counsellor can help Chester residents before they take on more. The trend for Chester between 2020 and 2023 is downward by roughly 4.2%. The nearest larger metro is East Liverpool, OH about 1 miles away.

What the Census records for Chester

The figures below are Chester's own — Census population, land area and coordinates — followed by the West Virginia rules.

• Population: the Census counts 2,113 residents in Chester (Vintage 2023 subcounty estimate), the 57th-largest figure among West Virginia's 230 places.
• Population trend: A loss of roughly 4.2% between 2020 and 2023.
• Net change: roughly 92 fewer people than the 2020 Census counted.
• Size percentile: about 75% of West Virginia's Census places are smaller than Chester.
• Population density: about 2,115 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Chester's 1.0 square miles rank 102nd of 230 places in West Virginia.
• Share of West Virginia: Chester holds about 0.4% of the state's population, some 2,113 people.
• Nationally: Chester is the 7,440th-largest of 19,457 Census places in the dataset.
• Growth rank: Chester ranks 165th among West Virginia's 230 places for the 2020-to-2023 change.
• State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Chester's 4.2%.
• Density rank: Chester places 26th among West Virginia's places by people per square mile.
• Density in context: Chester's 2,115 people per square mile sit against a West Virginia median of 1,021.
• Location: it lies at 40.6129, -80.5627 in the Census Gazetteer.
• Nearest larger cities: East Liverpool (1 mi); Wellsville (5 mi); Midland (6 mi); Ohioville (6 mi); Toronto (11 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Glasgow (4 mi); Georgetown (4 mi); Hookstown (5 mi).
• Smaller places within 50 miles: 174 of them.
• Larger places within 100 miles: 318.

West Virginia rules behind a Chester personal loan

West Virginia has no separate rate rule for Chester; the sourced rows below are what reach every lender that serves its 2,113 people.

Lender access in Chester

At roughly 2,115 people per square mile, Chester is fairly dense; 134 larger places lie within 50 miles. What is available to Chester's 2,113 borrowers is set by West Virginia licensing and your own credit, not by how many branches are nearby. The nearest bigger place is East Liverpool, OH about 1 miles away.

How Chester compares across West Virginia

Chester is the 57th-largest of 230 Census places in West Virginia and contains about 0.4% of the state's people. Its 2020-to-2023 change ranks 165th of 230 West Virginia places, putting it near the 28th percentile for growth. Its roughly 2,115 residents per square mile place it 26th among West Virginia's places. Within 50 miles sit 174 smaller Census places, alongside the 134 that are larger.

Inside a Chester personal loan

A Chester personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,113 residents. A lender serving Chester's 2,113 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Chester decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Chester

Chester's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 2,115 people per square mile. For the state's biggest city, Charleston, the distance is roughly 167 miles. Within 50 miles of Chester there are 134 larger Census places. The 100-mile radius contains 318 larger places.