Personal loans in Chalfont, PA
Chalfont added about 3.4% to its population between the 2020 base and the 2023 estimate. If you are weighing a personal loan in Chalfont, start from the payment you can carry; its 4,396 residents face the same statewide rules.
Chalfont ranks 224th of 1,013 places in Pennsylvania, with a population near 4,396. Borrowers who want a bigger city can look to Doylestown, PA about 5 miles away. Lenders active in Chalfont report to a Pennsylvania supervisor, identified in the sourced rows below. Read the disclosure for an origination fee and any prepayment penalty before signing in Chalfont.
Chalfont: the sourced local profile
Set out below is Chalfont's local context next to the state-level rules that reach every lender here.
- Population: 4,396 — Chalfont ranks 224th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Up about 3.4% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 143 more since the 2020 base.
- Size percentile: Chalfont sits ahead of around 78% of Pennsylvania places, at 4,396 people.
- Population density: about 2,717 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Chalfont's 1.6 square miles rank 275th of 1,013 places in Pennsylvania.
- Water area rank: Chalfont ranks 347th among Pennsylvania's 1,013 places, with 0.02 sq mi.
- State population share: Chalfont accounts for about 0.1% of everyone in Pennsylvania.
- Nationally: Chalfont is the 5,210th-largest of 19,457 Census places in the dataset.
- Growth rank: Chalfont's 2020-to-2023 change ranks 39th of 1,013 places in Pennsylvania.
- Against the state trend: Chalfont's 3.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Chalfont places 367th among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Chalfont's 2,717 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 40.2890, -75.2096.
- Nearest larger cities: Doylestown (5 mi); Lansdale (5 mi); Souderton (6 mi); Telford (7 mi); Sellersville (7 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: New Britain (2 mi); Hatfield (5 mi); Silverdale (5 mi).
- Smaller neighbours: 156 places smaller than Chalfont sit within 50 miles.
- Within 100 miles: 431 places are larger than Chalfont.
Chalfont in state context
Against Pennsylvania's other places, Chalfont accounts for about 0.1% of the state's population and ranks 224th of 1,013 by size. On the 2020-to-2023 trend, Chalfont stands 39th among Pennsylvania's 1,013 places — roughly the 96th percentile. Its roughly 2,717 residents per square mile place it 367th among Pennsylvania's places. The population moved by about 143 people between 2020 and 2023, a 3.4% shift.
Chalfont on the map
Inside Chalfont's boundaries lie roughly 1.6 square miles of land and 0.02 square miles of water. The resulting density is about 2,717 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 20 miles from Chalfont. Counting outward 50 miles, 121 larger communities surround Chalfont. By land area it ranks 275th of 1,013 Pennsylvania places.
How lenders reach Chalfont
Chalfont is fairly dense, with about 2,717 people per square mile and 121 larger places within 50 miles. Distance to a branch rarely matters for Chalfont's 4,396 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Doylestown, PA about 5 miles away.
What Pennsylvania law requires in Chalfont
For the roughly 4,396 residents of Chalfont, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Steps to take before a Chalfont loan
These steps shape the offer you get in Chalfont, a place of about 4,396 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
In Chalfont as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 4,396 residents.
Common questions
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What loan size can I expect in Chalfont?
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Does comparing loans in Chalfont cost me credit score points?
Nearby places
- New Britain, PA — population 2,812
- Silverdale, PA — population 798
- Doylestown, PA — population 8,338
- Lansdale, PA — population 18,978
- Dublin, PA — population 2,269
- Hatfield, PA — population 3,486
- North Wales, PA — population 3,416
- Souderton, PA — population 7,276