Personal loans in Centreville, MI
Centreville, Michigan — home to about 1,321 people — is a small community, so the terms you are offered follow Michigan law rather than any local rule. Rate ceilings, licensing requirements and product limits for Centreville are all set at the Michigan level. An estimated 1,321 people make their home in Centreville, a figure that ranks 318th in Michigan. If debt is already a strain, a nonprofit credit counsellor can help Centreville residents before they take on more. Centreville lost roughly 0.2% of its population across the 2020-to-2023 comparison. The nearest larger metro is Three Rivers, MI about 6 miles away.
Centreville: population, trend and location
Only a few things actually differ by place — population, area, location, and the Michigan rules a lender must follow — and they are below.
- Population: about 1,321, ranked 318th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.2% since the 2020 count.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: bigger than about 40% of the places in Michigan, with 1,321 residents in Centreville.
- Population density: about 916 people per square mile across 1.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Centreville ranks 293rd among Michigan's 533 places, at 1.4 sq mi.
- Water: Centreville holds about 0.01 square miles, the 307th-largest water area in Michigan.
- Share of state population: Centreville's 1,321 residents are about 0.0% of Michigan.
- National rank: Centreville sits 9,198th by population among the 19,457 places in this dataset.
- Growth rank: Centreville's 2020-to-2023 change ranks 238th of 533 places in Michigan.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Centreville's 0.2%.
- Density in Michigan: Centreville ranks 311th by people per square mile.
- Against the state median: Centreville runs about 916 residents per square mile, where the Michigan median is 1,078.
- Location: mapped by the US Census Bureau at 41.9216, -85.5259.
- Nearest larger cities: Three Rivers (6 mi); Constantine (9 mi); Sturgis (10 mi); White Pigeon (11 mi); Vicksburg (14 mi). Online lenders reach Centreville no matter how far the nearest branch is.
- Smaller communities close by: Mendon (7 mi); Colon (11 mi); Burr Oak (12 mi), each with its own Census population profile.
- Within a 50-mile radius: 44 smaller Census places.
- Within 100 miles: 222 places are larger than Centreville.
What shapes a Centreville personal loan
With roughly 1,321 residents, Centreville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Centreville's 1,321 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Centreville loan is knowable in advance — unlike a revolving card balance.
The geography behind Centreville
Centreville covers about 1.4 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 916 people per square mile. The largest place in Michigan, Detroit, lies about 128 miles away. Within 50 miles of Centreville there are 67 larger Census places. Within the same 50 miles lie 44 smaller Census places.
How lenders reach Centreville
Centreville is moderately settled, with about 916 people per square mile and 67 larger places within 50 miles. Distance to a branch rarely matters for Centreville's 1,321 residents: the application is online and the price follows your credit file. The nearest bigger place is Three Rivers, MI about 6 miles away.
Which Michigan laws govern a loan in Centreville
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Centreville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
How Centreville compares across Michigan
Set beside Michigan's 533 places, Centreville ranks 318th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Centreville ranks 238th of 533 in Michigan (about the 55th percentile). At about 916 people per square mile, Centreville is the 311th most densely settled place in Michigan. Between 2020 and 2023 the count changed by roughly 3 residents.
Common questions
What are my options in Centreville if my credit is poor?
What loan size can I expect in Centreville?
Do I have to pledge anything to borrow in Centreville?
Does comparing loans in Centreville cost me credit score points?
Nearby places
- Three Rivers, MI — population 7,928
- Mendon, MI — population 868
- Constantine, MI — population 1,990
- Sturgis, MI — population 11,012
- White Pigeon, MI — population 1,725
- Vicksburg, MI — population 3,929
- Colon, MI — population 1,198
- Burr Oak, MI — population 760