Personal loans in Central, LA
With an estimated 29,781 residents, Central is the 9th-largest of 302 places in Louisiana. For a borrower among the roughly 29,781 residents of Central, a personal loan is a tool whose cost turns on the terms, not the address.
The trend for Central between 2020 and 2023 is upward by roughly 0.7%. Verify the lender's Louisiana licence against the regulator named below before borrowing in Central. A lender that serves Central operates under Louisiana lending statutes and a Louisiana supervisor. The next larger city is Kenner, LA about 60 miles away.
Central by the numbers
Central is a smaller city; the notes below cover its population profile and the statewide rules that apply.
- Population: 29,781 residents; Central is the 9th-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.7% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 218 residents.
- Size percentile: roughly 97% of Louisiana's places have fewer residents than Central's 29,781.
- Land and density: 62.3 square miles of land carry roughly 478 residents per square mile.
- By land area: Central ranks 3rd among Louisiana's 302 places, at 62.3 sq mi.
- Water area: Central has 0.27 square miles of water, ranking 22nd of 302 places in Louisiana.
- State share: roughly 1.7% of Louisiana's residents live in Central (29,781 people).
- National rank: Central sits 1,327th by population among the 19,457 places in this dataset.
- Growth in Louisiana: Central stands 43rd by percentage change from 2020 to 2023, among 302 places.
- Versus Louisiana: the state average change is -2.1%, while Central moved 0.7%.
- Density rank: Central is the 163rd most densely settled place in Louisiana.
- Against the state median: Central runs about 478 residents per square mile, where the Louisiana median is 534.
- Location: 30.5593, -91.0355 (Census Gazetteer coordinates).
- Nearest larger cities: Kenner (60 mi); Houma (71 mi); New Orleans (74 mi); Alexandria (99 mi); Hattiesburg (114 mi). Larger metros often have more branches, but online lenders reach Central on the same terms.
- Smaller communities within reach: Denham Springs (7 mi); Baker (7 mi); Zachary (11 mi).
- Smaller neighbours: 54 places smaller than Central sit within 50 miles.
- At 100 miles: 4 larger Census places fall inside that radius.
Borrowing reach in Central
Central is a lightly settled community of about 29,781 people, with 0 larger places inside a 50-mile radius. Whether Central has a local branch or not, a Louisiana-licensed lender can serve its 29,781 people online on the same terms. For a larger market, the closest option is Kenner, LA about 60 miles away.
Central's place among Louisiana's 302 places
Against Louisiana's other places, Central accounts for about 1.7% of the state's population and ranks 9th of 302 by size. On the 2020-to-2023 trend, Central stands 43rd among Louisiana's 302 places — roughly the 86th percentile. Its roughly 478 residents per square mile place it 163rd among Louisiana's places. Between 2020 and 2023 the count changed by roughly 218 residents.
The geography behind Central
The Census Gazetteer records 62.3 square miles of land and 0.27 square miles of water within Central. The resulting density is about 478 people per square mile. The largest place in Louisiana, New Orleans, lies about 74 miles away. Central has 0 larger places within a 50-mile radius. By land area it ranks 3rd of 302 Louisiana places.
How Louisiana law applies in Central
Below are the Louisiana rules that apply to a loan made in Central, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
What shapes a Central personal loan
With roughly 29,781 residents, Central is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Central loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Central loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Denham Springs, LA — population 9,349
- Baker, LA — population 12,057
- Zachary, LA — population 19,968
- Walker, LA — population 6,394
- Slaughter, LA — population 1,006
- Port Allen, LA — population 4,890
- Brusly, LA — population 2,599
- Port Vincent, LA — population 689