Personal loans in Cement, OK

A lender that serves Cement operates under Oklahoma lending statutes and a Oklahoma supervisor. Cement ranks 329th of 590 places in Oklahoma, with a population near 419. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Cement loan. The 2020 count to the 2023 estimate shows about 4.1% decline in Cement. For a bigger market, look to Cyril, OK about 5 miles away.

Where Cement stands

The figures below are Cement's own — Census population, land area and coordinates — followed by the Oklahoma rules.

• Population: an estimated 419 residents, 329th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 4.1% between 2020 and 2023.
• Net change: roughly 18 fewer people than the 2020 Census counted.
• Size percentile: roughly 44% of Oklahoma's places have fewer residents than Cement's 419.
• Density: roughly 864 residents per square mile, spread over 0.5 sq mi of land.
• Land area rank: Cement's 0.5 square miles rank 434th of 590 places in Oklahoma.
• Share of Oklahoma: Cement holds about 0.0% of the state's population, some 419 people.
• Nationally: Cement is the 13,899th-largest of 19,457 Census places in the dataset.
• Growth in Oklahoma: Cement stands 578th by percentage change from 2020 to 2023, among 590 places.
• Against the state trend: Cement's 4.1% change compares with a Oklahoma average of +1.3% across its 590 places.
• Density rank: Cement is the 147th most densely settled place in Oklahoma.
• Against the state median: Cement runs about 864 residents per square mile, where the Oklahoma median is 546.
• Location: latitude 34.9362, longitude -98.1363 (Census Gazetteer).
• Nearest larger cities: Cyril (5 mi); Fletcher (9 mi); Verden (11 mi); Anadarko (11 mi); Ninnekah (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Norge (9 mi); Gracemont (19 mi); Pocasset (19 mi), each with its own Census population profile.
• Within a 50-mile radius: 22 smaller Census places.
• Larger places within 100 miles: 175.

What Oklahoma law requires in Cement

When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Cement is bound by the same rules.

Before you apply in Cement

Complete these steps first when you borrow in Cement (419 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Oklahoma regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Cement as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 419 residents.

Inside a Cement personal loan

Most loans made to Cement's 419 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Cement's rank of 329th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Cement loan is knowable in advance — unlike a revolving card balance.

The geography behind Cement

Cement covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 864 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 51 miles away. Cement has 58 larger places within a 50-mile radius. By land area it ranks 434th of 590 Oklahoma places.

Where Cement sits in Oklahoma

Set beside Oklahoma's 590 places, Cement ranks 329th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Cement ranks 578th of 590 in Oklahoma (about the 2th percentile). At about 864 people per square mile, Cement is the 147th most densely settled place in Oklahoma. In land area, Cement ranks 434th among Oklahoma's 590 places.