Personal loans in Celoron, NY
Rate ceilings, licensing requirements and product limits for Celoron are all set at the New York level. At about 1,057 residents, Celoron is larger than roughly 31% of the places in New York.
Celoron is a small community of about 1,057 residents, and a personal loan taken out here is governed by New York statute. The 2020 count to the 2023 estimate shows about 2.4% decline in Celoron. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Celoron loan. A larger market lies at Jamestown, NY about 2 miles away.
Celoron: population, trend and location
Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.
- Population: an estimated 1,057 residents, 410th of 595 places in New York (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 2.4% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 26 fewer people than the 2020 Census counted.
- Size percentile: about 31% of New York's Census places are smaller than Celoron.
- Land and density: 0.7 square miles of land carry roughly 1,413 residents per square mile.
- Land area rank: Celoron's 0.7 square miles rank 469th of 595 places in New York.
- Share of New York: Celoron holds about 0.0% of the state's population, some 1,057 people.
- Nationally: Celoron is the 9,995th-largest of 19,457 Census places in the dataset.
- Growth rank: Celoron's 2020-to-2023 change ranks 478th of 595 places in New York.
- Versus New York: the state average change is -1.1%, while Celoron moved 2.4%.
- Density rank: Celoron is the 322nd most densely settled place in New York.
- Density vs New York: Celoron's 1,413 people per square mile compare with a state median of 1,515.
- Location: coordinates 42.1052, -79.2777 (US Census Bureau Gazetteer).
- Nearest larger cities: Jamestown (2 mi); Lakewood (2 mi); Falconer (4 mi); Mayville (15 mi); Youngsville (18 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Bemus Point (7 mi); Sugar Grove (9 mi); Panama (11 mi).
- Smaller places within 50 miles: 32 of them.
- Within 100 miles: 138 places are larger than Celoron.
The geography behind Celoron
The Census Gazetteer records about 0.7 square miles of land within Celoron, with no significant water area listed. Spread across it are roughly 1,413 residents per square mile. For the state's biggest city, New York, the distance is roughly 294 miles. A 50-mile radius around Celoron takes in 33 places that are larger. By land area it ranks 469th of 595 New York places.
Lender access in Celoron
At roughly 1,413 people per square mile, Celoron is moderately settled; 33 larger places lie within 50 miles. Whether Celoron has a local branch or not, a New York-licensed lender can serve its 1,057 people online on the same terms. The nearest bigger place is Jamestown, NY about 2 miles away.
Which New York laws govern a loan in Celoron
These are New York's sourced lending facts as they reach Celoron's 1,057 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
What shapes a Celoron personal loan
With roughly 1,057 residents, Celoron is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Celoron loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Celoron decides the split between a comfortable payment and the total interest you pay.
How Celoron compares across New York
Among New York's 595 places, Celoron sits at 410th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Celoron stands 478th among New York's 595 places — roughly the 20th percentile. At about 1,413 people per square mile, Celoron is the 322nd most densely settled place in New York. By land area, its 0.7 square miles rank 469th of 595 places in New York.
Common questions
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Nearby places
- Jamestown, NY — population 27,965
- Lakewood, NY — population 2,948
- Falconer, NY — population 2,241
- Bemus Point, NY — population 308
- Sugar Grove, PA — population 544
- Sinclairville, NY — population 567
- Panama, NY — population 455
- Cassadaga, NY — population 563