Personal loans in Cedar Hill, TN
Cedar Hill ranks 318th of 344 places in Tennessee, with a population near 300. The 2020 count to the 2023 estimate shows about 1.3% decline in Cedar Hill. A personal loan in Cedar Hill is priced from your credit file and income, not from the fact that the city holds 300 people. Lenders active in Cedar Hill report to a Tennessee supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Cedar Hill's 300 residents. A larger market lies at Adams, TN about 4 miles away.
What the Census records for Cedar Hill
Most of what governs a Cedar Hill loan is written in Tennessee law rather than in the city; the sourced notes below make that split concrete.
- Population: about 300, ranked 318th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: Cedar Hill's 300 people outrank roughly 8% of the places in Tennessee.
- Population density: 482 people per square mile on 0.6 square miles of land.
- Land area: Cedar Hill covers 0.6 square miles, the 328th-largest area among Tennessee's 344 places.
- State share: roughly 0.0% of Tennessee's residents live in Cedar Hill (300 people).
- National rank: Cedar Hill is the 15,117th most populous of the 19,457 Census places covered here.
- Growth rank: Cedar Hill's 2020-to-2023 change ranks 297th of 344 places in Tennessee.
- Versus Tennessee: the state average change is +2.4%, while Cedar Hill moved 1.3%.
- Density rank: Cedar Hill places 200th among Tennessee's places by people per square mile.
- Density in context: Cedar Hill's 482 people per square mile sit against a Tennessee median of 553.
- Location: latitude 36.5512, longitude -87.0013 (Census Gazetteer).
- Nearest larger cities: Adams (4 mi); Springfield (8 mi); Coopertown (10 mi); Guthrie (11 mi); Pleasant View (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Mitchellville (26 mi); Slayden (31 mi); LaFayette (37 mi).
- Smaller places within 50 miles: 5 of them.
- At 100 miles: 208 larger Census places fall inside that radius.
Tennessee consumer-lending rules applied in Cedar Hill
Read the table as a lender's compliance picture for Cedar Hill: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Getting a loan in Cedar Hill
Cedar Hill is lightly settled, with about 482 people per square mile and 63 larger places within 50 miles. Distance to a branch rarely matters for Cedar Hill's 300 residents: the application is online and the price follows your credit file. The nearest bigger place is Adams, TN about 4 miles away.
Cedar Hill on the map
Cedar Hill's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. With 300 residents, the land area yields roughly 482 people per square mile. Memphis, the largest place in Tennessee, is about 194 miles from Cedar Hill. A 50-mile radius around Cedar Hill takes in 63 places that are larger. By land area it ranks 328th of 344 Tennessee places.
How a Cedar Hill personal loan is priced
Cedar Hill is a small community of about 300 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Cedar Hill's rank of 318th in Tennessee: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Cedar Hill loan is knowable in advance — unlike a revolving card balance.
Cedar Hill's place among Tennessee's 344 places
Within Tennessee, Cedar Hill holds roughly 0.0% of all residents, the 318th-largest share among 344 places. Its 2020-to-2023 change ranks 297th of 344 Tennessee places, putting it near the 14th percentile for growth. At about 482 people per square mile, Cedar Hill is the 200th most densely settled place in Tennessee. Between 2020 and 2023 the count changed by roughly 4 residents.
Common questions
What are my options in Cedar Hill if my credit is poor?
What loan size can I expect in Cedar Hill?
Do I have to pledge anything to borrow in Cedar Hill?
Does comparing loans in Cedar Hill cost me credit score points?
Nearby places
- Adams, TN — population 653
- Springfield, TN — population 19,494
- Coopertown, TN — population 4,698
- Pleasant View, TN — population 5,488
- Adairville, KY — population 871
- Guthrie, KY — population 1,335
- Greenbrier, TN — population 6,951
- Ridgetop, TN — population 2,134