Personal loans in Castleberry, AL

Begin with the payment, then weigh APR and total interest across the lenders that reach Castleberry's 468 residents. Castleberry is home to roughly 468 people and stands 336th by size out of 462 Census places in Alabama. To lend to Castleberry's 468 residents, a company must hold a Alabama licence, and each sourced row below names the regulator behind it. Census figures put the 2020-to-2023 decrease in Castleberry at about 4.1%. The nearest larger city is Evergreen, AL about 10 miles away.

Castleberry: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Alabama rules a lender must follow — and they are below.

• Population: about 468, ranked 336th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 4.1% fewer residents than the 2020 Census counted.
• Absolute change: 20 residents lost between 2020 and 2023.
• Size percentile: Castleberry's 468 people outrank roughly 27% of the places in Alabama.
• Density: the Census land area of 1.7 sq mi holds about 274 people per square mile.
• Land area: Castleberry covers 1.7 square miles, the 381st-largest area among Alabama's 462 places.
• Water: Castleberry holds about 0.02 square miles, the 230th-largest water area in Alabama.
• State share: roughly 0.0% of Alabama's residents live in Castleberry (468 people).
• National rank: Castleberry sits 13,433rd by population among the 19,457 places in this dataset.
• Growth rank: Castleberry's 2020-to-2023 change ranks 409th of 462 places in Alabama.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Castleberry's 4.1%.
• Density rank: Castleberry is the 214th most densely settled place in Alabama.
• Density in context: Castleberry's 274 people per square mile sit against a Alabama median of 259.
• Location: latitude 31.2997, longitude -87.0291 (Census Gazetteer).
• Nearest larger cities: Evergreen (10 mi); Brewton (13 mi); East Brewton (14 mi); Excel (21 mi); Monroeville (23 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Repton (15 mi); Riverview (17 mi); Pollard (21 mi) — useful context for the surrounding area.
• Smaller neighbours: 17 places smaller than Castleberry sit within 50 miles.
• At 100 miles: 121 larger Census places fall inside that radius.

The geography behind Castleberry

Castleberry covers about 1.7 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). With 468 residents, the land area yields roughly 274 people per square mile. The state's population centre of gravity, Huntsville, is roughly 236 miles away. Castleberry has 23 larger places within a 50-mile radius. The 100-mile radius contains 121 larger places.

The state rulebook for Castleberry

This table holds the Alabama rate and licensing rules for consumer loans made to Castleberry's 468 residents.

Lender access in Castleberry

Castleberry is lightly settled, with about 274 people per square mile and 23 larger places within 50 miles. What is available to Castleberry's 468 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. The nearest larger city, Evergreen, AL about 10 miles away.

Steps to take before a Castleberry loan

These steps shape the offer you get in Castleberry, a place of about 468 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Alabama licence with the regulator listed on this page.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Alabama; what changes is your credit file, not the fact that Castleberry holds 468 people.

How a Castleberry personal loan is priced

With roughly 468 residents, Castleberry is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Castleberry lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Castleberry loan is knowable in advance — unlike a revolving card balance.