Personal loans in Castalia, IA

Local context for Castalia

The figures below are Castalia's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: about 139, ranked 753rd of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 3.5% fewer residents than the 2020 Census counted.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: Castalia sits ahead of around 20% of Iowa places, at 139 people.
• Population density: about 240 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Castalia ranks 590th among Iowa's 940 places, at 0.6 sq mi.
• Share of state population: Castalia's 139 residents are about 0.0% of Iowa.
• National standing: Castalia ranks 17,429th of 19,457 US places.
• Growth rank: Castalia ranks 876th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Castalia's 3.5%.
• Density in Iowa: Castalia ranks 787th by people per square mile.
• Against the state median: Castalia runs about 240 residents per square mile, where the Iowa median is 672.
• Location: the Census Gazetteer records it at 43.1126, -91.6769.
• Nearest larger cities: Ossian (5 mi); Postville (6 mi); Clermont (8 mi); Calmar (11 mi); Elgin (11 mi). Larger metros often have more branches, but online lenders reach Castalia on the same terms.
• Nearest smaller towns: Jackson Junction (19 mi); St. Olaf (19 mi); Randalia (20 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 20 smaller Census places.
• Larger places within 100 miles: 428.

Castalia: area, density and distance

Castalia covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 240 residents per square mile. The largest place in Iowa, Des Moines, lies about 145 miles away. Counting outward 50 miles, 101 larger communities surround Castalia. Within the same 50 miles lie 20 smaller Census places.

Iowa rules behind a Castalia personal loan

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Castalia lender must follow.

Steps to take before a Castalia loan

These steps shape the offer you get in Castalia, a place of about 139 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Castalia-specific: the same Iowa licensing and disclosure rules reach all 139 residents.

Castalia against the rest of Iowa

Against Iowa's other places, Castalia accounts for about 0.0% of the state's population and ranks 753rd of 940 by size. Its 2020-to-2023 change ranks 876th of 940 Iowa places, putting it near the 7th percentile for growth. At about 240 people per square mile, Castalia is the 787th most densely settled place in Iowa. Within 50 miles sit 20 smaller Census places, alongside the 101 that are larger.

The anatomy of a Castalia personal loan

With roughly 139 residents, Castalia is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Castalia's 139 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Castalia loan is knowable in advance — unlike a revolving card balance.