Personal loans in Cassopolis, MI
If you are weighing a personal loan in Cassopolis, start from the payment you can carry; its 1,718 residents face the same statewide rules. By population, Cassopolis sits at 274th in Michigan, with an estimated 1,718 residents.
The closest larger place is Dowagiac, MI about 7 miles away. A 2020-to-2023 comparison shows Cassopolis down by about 1.2%. Consumer lending that reaches Cassopolis's 1,718 residents is governed by Michigan statute; no city ordinance changes it. Begin with the payment, then weigh APR and total interest across the lenders that reach Cassopolis's 1,718 residents.
Cassopolis: population, trend and location
Here is the sourced Census picture for Cassopolis, plus the Michigan lending rules that apply to a loan taken out here.
- Population: about 1,718 people live here, which puts Cassopolis 274th of 533 Census places in Michigan (Vintage 2023).
- Population trend: Lower by roughly 1.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 20 residents.
- Size percentile: Cassopolis's 1,718 people outrank roughly 49% of the places in Michigan.
- Population density: about 854 people per square mile (Census land area 2.0 sq mi).
- By land area: Cassopolis ranks 240th among Michigan's 533 places, at 2.0 sq mi.
- Water area: Cassopolis has 0.22 square miles of water, ranking 103rd of 533 places in Michigan.
- Share of state population: Cassopolis's 1,718 residents are about 0.0% of Michigan.
- National standing: Cassopolis ranks 8,193rd of 19,457 US places.
- Growth rank: Cassopolis's 2020-to-2023 change ranks 333rd of 533 places in Michigan.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Cassopolis's 1.2%.
- Density rank: Cassopolis places 330th among Michigan's places by people per square mile.
- Density in context: Cassopolis's 854 people per square mile sit against a Michigan median of 1,078.
- Location: the Census Gazetteer records it at 41.9125, -86.0082.
- Nearest larger cities: Dowagiac (7 mi); Niles (13 mi); Elkhart (15 mi); Bristol (16 mi); Berrien Springs (17 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Vandalia (5 mi); Edwardsburg (9 mi); Marcellus (13 mi).
- Smaller neighbours: 55 places smaller than Cassopolis sit within 50 miles.
- Within 100 miles: 288 places are larger than Cassopolis.
How Michigan law applies in Cassopolis
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Cassopolis lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
Where Cassopolis sits in Michigan
Within Michigan, Cassopolis holds roughly 0.0% of all residents, the 274th-largest share among 533 places. Its 2020-to-2023 change ranks 333rd of 533 Michigan places, putting it near the 38th percentile for growth. Its roughly 854 residents per square mile place it 330th among Michigan's places. By land area, its 2.0 square miles rank 240th of 533 places in Michigan.
Borrowing reach in Cassopolis
Cassopolis is moderately settled, with about 854 people per square mile and 52 larger places within 50 miles. Whether Cassopolis has a local branch or not, a Michigan-licensed lender can serve its 1,718 people online on the same terms. The nearest bigger place is Dowagiac, MI about 7 miles away.
Cassopolis on the map
Cassopolis's land area is about 2.0 square miles; a further 0.22 square miles is water. With 1,718 residents, the land area yields roughly 854 people per square mile. The state's population centre of gravity, Detroit, is roughly 152 miles away. Within 50 miles of Cassopolis there are 52 larger Census places. By land area it ranks 240th of 533 Michigan places.
A practical checklist for Cassopolis borrowers
These steps shape the offer you get in Cassopolis, a place of about 1,718 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Michigan regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Cassopolis and the rest of Michigan is not the process but the borrower's own file, among the 1,718 people here.
Common questions
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What loan size can I expect in Cassopolis?
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Nearby places
- Vandalia, MI — population 325
- Dowagiac, MI — population 5,673
- Edwardsburg, MI — population 1,290
- Decatur, MI — population 1,660
- Marcellus, MI — population 1,049
- Elkhart, IN — population 53,484
- Niles, MI — population 11,665
- Osceola, IN — population 2,593