Personal loans in Caruthersville, MO

The next larger city is Dyersburg, TN about 19 miles away. Caruthersville lost roughly 6.0% of its population across the 2020-to-2023 comparison. A single loan can carry different costs on either side of a state line, and Caruthersville sits on the Missouri side of that line. Use the calculator on this page to price an amount and term before you commit in Caruthersville.

Caruthersville: population, trend and location

Two layers matter for a Caruthersville borrower: the local population picture and Missouri's consumer-lending statutes.

• Population: an estimated 5,228 residents, 130th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 6.0% across the 2020-to-2023 comparison.
• People gained or lost: about 333 fewer since the 2020 base.
• Size percentile: Caruthersville sits ahead of around 86% of Missouri places, at 5,228 people.
• Population density: about 1,014 people per square mile across 5.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Caruthersville ranks 126th among Missouri's 937 places, at 5.2 sq mi.
• Water: Caruthersville holds about 0.08 square miles, the 93rd-largest water area in Missouri.
• Share of state population: Caruthersville's 5,228 residents are about 0.1% of Missouri.
• National rank: Caruthersville sits 4,704th by population among the 19,457 places in this dataset.
• Growth rank: Caruthersville's 2020-to-2023 change ranks 915th of 937 places in Missouri.
• Against the state trend: Caruthersville's 6.0% change compares with a Missouri average of +0.8% across its 937 places.
• Density in Missouri: Caruthersville ranks 297th by people per square mile.
• Density in context: Caruthersville's 1,014 people per square mile sit against a Missouri median of 743.
• Location: mapped by the US Census Bureau at 36.1813, -89.6669.
• Nearest larger cities: Dyersburg (19 mi); Kennett (22 mi); Blytheville (22 mi); Ripley (31 mi); Osceola (38 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Hayti (6 mi); Hayti Heights (7 mi); Pascola (11 mi).
• Within a 50-mile radius: 96 smaller Census places.
• Within 100 miles: 50 places are larger than Caruthersville.

The geography behind Caruthersville

Caruthersville covers about 5.2 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,014 people per square mile. The largest place in Missouri, Kansas City, lies about 336 miles away. Within 50 miles of Caruthersville there are 13 larger Census places. The 100-mile radius contains 50 larger places.

How Caruthersville compares across Missouri

Among Missouri's 937 places, Caruthersville sits at 130th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 915th of 937 Missouri places, putting it near the 2th percentile for growth. By density, at about 1,014 people per square mile, it ranks 297th in Missouri. Between 2020 and 2023 the count changed by roughly 333 residents.

What to do before borrowing in Caruthersville

Complete these steps first when you borrow in Caruthersville (5,228 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Missouri regulator's licence records before you sign.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

The process is identical across Missouri; what changes is your credit file, not the fact that Caruthersville holds 5,228 people.

Getting a loan in Caruthersville

With about 1,014 residents per square mile, Caruthersville is moderately settled, and 13 larger Census places sit within 50 miles. What is available to Caruthersville's 5,228 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Dyersburg, TN about 19 miles away.

The Missouri lending rules that reach Caruthersville

Below are the Missouri rules that apply to a loan made in Caruthersville, each with the regulator that issued it.