Personal loans in Cantril, IA
A personal loan in Cantril is priced from your credit file and income, not from the fact that the city holds 225 people. Pull your credit reports and line up at least three offers before you apply from Cantril.
About 225 people live in Cantril, placing it 636th of 940 Census places in Iowa. A lender that serves Cantril operates under Iowa lending statutes and a Iowa supervisor. From the 2020 Census base to the 2023 estimate, the population rose by about 0.9%. The closest larger place is Milton, IA about 5 miles away.
Local context for Cantril
Set out below is Cantril's local context next to the state-level rules that reach every lender here.
- Population: 225 residents; Cantril is the 636th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 0.9% from 2020 to 2023.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: bigger than about 32% of the places in Iowa, with 225 residents in Cantril.
- Density: the Census land area of 0.5 sq mi holds about 435 people per square mile.
- Land area: Cantril covers 0.5 square miles, the 642nd-largest area among Iowa's 940 places.
- Share of state population: Cantril's 225 residents are about 0.0% of Iowa.
- National rank: Cantril is 16,090th of 19,457 places nationwide.
- Growth in Iowa: Cantril stands 157th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Cantril moved 0.9%.
- Density rank: Cantril places 643rd among Iowa's places by people per square mile.
- Density in context: Cantril's 435 people per square mile sit against a Iowa median of 672.
- Location: 40.6429 / -92.0684, per the US Census Bureau Gazetteer.
- Nearest larger cities: Milton (5 mi); Keosauqua (8 mi); Pulaski (11 mi); Memphis (14 mi); Bonaparte (15 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Arbela (13 mi); Granger (13 mi); Luray (16 mi).
- Within a 50-mile radius: 47 smaller Census places.
- At 100 miles: 290 larger Census places fall inside that radius.
Land, water and location for Cantril
Cantril covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 225 residents, the land area yields roughly 435 people per square mile. The state's population centre of gravity, Des Moines, is roughly 103 miles away. Cantril has 65 larger places within a 50-mile radius. By land area it ranks 642nd of 940 Iowa places.
Where Cantril sits in Iowa
Among Iowa's 940 places, Cantril sits at 636th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 157th of 940 Iowa places, putting it near the 83th percentile for growth. Its roughly 435 residents per square mile place it 643rd among Iowa's places. The population moved by about 2 people between 2020 and 2023, a 0.9% shift.
What shapes a Cantril personal loan
With roughly 225 residents, Cantril is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Cantril can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Cantril loan is knowable in advance — unlike a revolving card balance.
Iowa rules behind a Cantril personal loan
Read the table as a lender's compliance picture for Cantril: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Lender access in Cantril
Cantril is lightly settled, with about 435 people per square mile and 65 larger places within 50 miles. A Iowa licence lets a lender serve Cantril without a local office, so branch density does not change what its 225 residents are offered. The nearest bigger place is Milton, IA about 5 miles away.
Common questions
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Nearby places
- Milton, IA — population 397
- Keosauqua, IA — population 945
- Arbela, MO — population 21
- Granger, MO — population 23
- Memphis, MO — population 1,718
- Pulaski, IA — population 261
- Birmingham, IA — population 372
- Luray, MO — population 71