Personal loans in Canal Fulton, OH

Canal Fulton added about 0.3% to its population between the 2020 base and the 2023 estimate. The roughly 5,333 people who live in Canal Fulton borrow under Ohio rules; city hall sets no personal-loan rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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With an estimated 5,333 residents, Canal Fulton is the 246th-largest of 924 places in Ohio. The closest larger city is New Franklin, OH about 4 miles away. State law, not city hall, decides what a lender may do to Canal Fulton's roughly 5,333 residents, and a state regulator supervises it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Canal Fulton loan.

Canal Fulton: population, trend and location

Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.

Population: an estimated 5,333 residents, 246th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
Population trend: Growth of about 0.3% across the 2020-to-2023 comparison.
Change in people: the 2020-to-2023 comparison is a gain of about 14 residents.
Size percentile: bigger than about 73% of the places in Ohio, with 5,333 residents in Canal Fulton.
Population density: about 1,486 people per square mile across 3.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
Land area: Canal Fulton covers 3.6 square miles, the 263rd-largest area among Ohio's 924 places.
Water: Canal Fulton holds about 0.09 square miles, the 152nd-largest water area in Ohio.
State population share: Canal Fulton accounts for about 0.1% of everyone in Ohio.
Nationally: Canal Fulton is the 4,648th-largest of 19,457 Census places in the dataset.
Growth in Ohio: Canal Fulton stands 214th by percentage change from 2020 to 2023, among 924 places.
State comparison: Ohio's places average +0.9% for 2020-to-2023, against Canal Fulton's 0.3%.
Density in Ohio: Canal Fulton ranks 362nd by people per square mile.
Density in context: Canal Fulton's 1,486 people per square mile sit against a Ohio median of 1,289.
Location: 40.8923, -81.5879 (Census Gazetteer coordinates).
Nearest larger cities: New Franklin (4 mi); Green (7 mi); Barberton (8 mi); Massillon (8 mi); Norton (10 mi). Online lenders reach Canal Fulton no matter how far the nearest branch is.
Smaller places close by: Clinton (3 mi); Marshallville (8 mi); Doylestown (8 mi).
Smaller places within 50 miles: 139 of them.
At 100 miles: 192 larger Census places fall inside that radius.

Where Canal Fulton sits in Ohio

Canal Fulton is the 246th-largest of 924 Census places in Ohio and contains about 0.1% of the state's people. For population change between 2020 and 2023, Canal Fulton ranks 214th of 924 in Ohio (about the 77th percentile). By density, at about 1,486 people per square mile, it ranks 362nd in Ohio. Between 2020 and 2023 the count changed by roughly 14 residents.

The Canal Fulton borrowing checklist

For Canal Fulton's roughly 5,333 residents, these are the steps that most influence the offer:

Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
Test your amount and term in the personal loan calculator first.
Collect three or more offers and compare them on APR, not on the advertised rate.
Make sure the lender appears in the Ohio regulator's licence list.
Test the payment against your current bills before you commit.
Pick the shortest term whose payment you can comfortably afford.
Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Ohio; what changes is your credit file, not the fact that Canal Fulton holds 5,333 people.

What shapes a Canal Fulton personal loan

With roughly 5,333 residents, Canal Fulton is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Canal Fulton lender to disclose the APR and finance charge before you sign. The term you choose in Canal Fulton decides the split between a comfortable payment and the total interest you pay.

Canal Fulton on the map

Canal Fulton covers about 3.6 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,486 residents per square mile. Columbus, the largest place in Ohio, is about 97 miles from Canal Fulton. Canal Fulton has 85 larger places within a 50-mile radius. By land area it ranks 263rd of 924 Ohio places.

How Ohio law applies in Canal Fulton

Read the table as a lender's compliance picture for Canal Fulton: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Payday lending status	Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16

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Common questions

What are my options in Canal Fulton if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Canal Fulton is the same as anywhere in Ohio.

What loan size can I expect in Canal Fulton?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Canal Fulton?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Canal Fulton cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Clinton, OH — population 1,189
New Franklin, OH — population 13,788
Barberton, OH — population 24,563
Massillon, OH — population 32,439
Green, OH — population 27,338
Doylestown, OH — population 3,053
Marshallville, OH — population 790
Norton, OH — population 11,398