Personal loans in Cameron, WV

A lender serving Cameron holds a West Virginia licence and answers to a West Virginia regulator; no city office is involved for its 821 residents. By population, Cameron sits at 114th in West Virginia, with an estimated 821 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Judge Cameron offers on total cost, not on how quickly the money arrives. Population in Cameron dropped about 4.8% over the three years from 2020 to 2023. A lender that serves Cameron operates under West Virginia lending statutes and a West Virginia supervisor. The nearest larger metro is Moundsville, WV about 11 miles away.

Borrowing in Cameron: the local picture

Set out below is Cameron's local context next to the state-level rules that reach every lender here.

Cameron: area, density and distance

The Census Gazetteer records 0.9 square miles of land and 0.01 square miles of water within Cameron. With 821 residents, the land area yields roughly 956 people per square mile. Charleston, the largest place in West Virginia, is about 117 miles from Cameron. Cameron has 97 larger places within a 50-mile radius. By land area it ranks 115th of 230 West Virginia places.

Where Cameron sits in West Virginia

Within West Virginia, Cameron holds roughly 0.1% of all residents, the 114th-largest share among 230 places. On the 2020-to-2023 trend, Cameron stands 187th among West Virginia's 230 places — roughly the 19th percentile. By density, at about 956 people per square mile, it ranks 127th in West Virginia. Between 2020 and 2023 the count changed by roughly 41 residents.

The Cameron borrowing checklist

Complete these steps first when you borrow in Cameron (821 residents):

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Make sure the lender appears in the West Virginia regulator's licence list.
  5. Test the payment against your current bills before you commit.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Cameron and the rest of West Virginia is not the process but the borrower's own file, among the 821 people here.

How a Cameron personal loan is priced

With roughly 821 residents, Cameron is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Cameron's 821 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Cameron loan but raises total interest, so the smallest payment is not the cheapest loan.

The West Virginia lending rules that reach Cameron

Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Cameron lender must follow.

RuleDetailSource
State lending regulatorWest Virginia Division of Financial Institutions (WV DFI)
Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia.
West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16
Payday lending statusTraditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A
Source says: Traditional "Payday Lenders" are generally prohibited within this state.
West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16
Small-loan / installment lender licensingRegulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101)
Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans
West Virginia Legislature (West Virginia Code)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cameron if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cameron is the same as anywhere in West Virginia.
What loan size can I expect in Cameron?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cameron?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cameron cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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