Personal loans in Camden, OH

The first question in Camden is not the rate on offer but whether the payment fits; about 1,975 people live here under Ohio lending law. For the 1,975 people in Camden, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Camden loan. The nearest larger metro is Eaton, OH about 8 miles away.

Camden: population, trend and location

Camden is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,975 — Camden ranks 400th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.6% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 12 fewer since the 2020 base.
• Size percentile: Camden sits ahead of around 57% of Ohio places, at 1,975 people.
• Density: the Census land area of 1.2 sq mi holds about 1,591 people per square mile.
• By land area: Camden ranks 463rd among Ohio's 924 places, at 1.2 sq mi.
• Share of Ohio: Camden holds about 0.0% of the state's population, some 1,975 people.
• National standing: Camden ranks 7,679th of 19,457 US places.
• Growth rank: Camden's 2020-to-2023 change ranks 369th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Camden's 0.6%.
• Density rank: Camden places 318th among Ohio's places by people per square mile.
• Density in context: Camden's 1,591 people per square mile sit against a Ohio median of 1,289.
• Location: latitude 39.6367, longitude -84.6447 (Census Gazetteer).
• Nearest larger cities: Eaton (8 mi); Oxford (11 mi); Trenton (14 mi); Germantown (15 mi); Liberty (15 mi). Larger metros often have more branches, but online lenders reach Camden on the same terms.
• Smaller towns nearby: West Elkton (6 mi); Gratis (6 mi); West Alexandria (9 mi).
• Within a 50-mile radius: 116 smaller Census places.
• At 100 miles: 272 larger Census places fall inside that radius.

Where Camden sits in Ohio

Camden is the 400th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Camden stands 369th among Ohio's 924 places — roughly the 60th percentile. Its roughly 1,591 residents per square mile place it 318th among Ohio's places. The population moved by about 12 people between 2020 and 2023, a 0.6% shift.

The geography behind Camden

Camden's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,591 residents per square mile. The state's population centre of gravity, Columbus, is roughly 91 miles away. Counting outward 50 miles, 129 larger communities surround Camden. The 100-mile radius contains 272 larger places.

A practical checklist for Camden borrowers

These steps shape the offer you get in Camden, a place of about 1,975 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Ohio licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Camden and the rest of Ohio is not the process but the borrower's own file, among the 1,975 people here.

How lenders reach Camden

At roughly 1,591 people per square mile, Camden is moderately settled; 129 larger places lie within 50 miles. A Ohio licence lets a lender serve Camden without a local office, so branch density does not change what its 1,975 residents are offered. The nearest larger city, Eaton, OH about 8 miles away.

Ohio rules behind a Camden personal loan

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Camden lender must follow.