Personal loans in Camden, NY

About 2,143 people live in Camden, placing it 290th of 595 Census places in New York. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Camden's 2,143 residents. Camden shed about 2.7% of its population between the 2020 base and the 2023 estimate. For a bigger market, look to Rome, NY about 15 miles away.

Local context for Camden

Set out below is Camden's local context next to the state-level rules that reach every lender here.

• Population: about 2,143, ranked 290th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.7% fewer residents than the 2020 Census counted.
• People gained or lost: about 59 fewer since the 2020 base.
• Size percentile: roughly 51% of New York's places have fewer residents than Camden's 2,143.
• Land and density: 2.4 square miles of land carry roughly 880 residents per square mile.
• By land area: Camden ranks 159th among New York's 595 places, at 2.4 sq mi.
• State population share: Camden accounts for about 0.0% of everyone in New York.
• National standing: Camden ranks 7,382nd of 19,457 US places.
• Growth in New York: Camden stands 519th by percentage change from 2020 to 2023, among 595 places.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Camden's 2.7%.
• Density rank: Camden is the 431st most densely settled place in New York.
• Density vs New York: Camden's 880 people per square mile compare with a state median of 1,515.
• Location: coordinates 43.3365, -75.7477 (US Census Bureau Gazetteer).
• Nearest larger cities: Rome (15 mi); Canastota (17 mi); Oneida (19 mi); Sherrill (20 mi); Chittenango (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Sylvan Beach (9 mi); Cleveland (10 mi); Wampsville (18 mi).
• Smaller neighbours: 61 places smaller than Camden sit within 50 miles.
• At 100 miles: 77 larger Census places fall inside that radius.

What is available to Camden borrowers

Camden is a moderately settled community of about 2,143 people, with 34 larger places inside a 50-mile radius. Lenders licensed in New York reach Camden's 2,143 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Rome, NY about 15 miles away.

New York rules behind a Camden personal loan

New York has no separate rate rule for Camden; the sourced rows below are what reach every lender that serves its 2,143 people.

What a Camden borrower is actually offered

Most loans made to Camden's 2,143 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Camden loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Camden loan but raises total interest, so the smallest payment is not the cheapest loan.

Camden on the map

Camden covers about 2.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 880 people per square mile. New York, the largest place in New York, is about 207 miles from Camden. Camden has 34 larger places within a 50-mile radius. The 100-mile radius contains 77 larger places.

Camden in state context

Against New York's other places, Camden accounts for about 0.0% of the state's population and ranks 290th of 595 by size. For population change between 2020 and 2023, Camden ranks 519th of 595 in New York (about the 13th percentile). By density, at about 880 people per square mile, it ranks 431st in New York. By land area, its 2.4 square miles rank 159th of 595 places in New York.