Personal loans in Cambridge, OH

About 9,969 people live in Cambridge, placing it 175th of 924 Census places in Ohio. Read the disclosure for an origination fee and any prepayment penalty before signing in Cambridge. To lend to Cambridge's 9,969 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. The closest larger city is Coshocton, OH about 22 miles away.

The Cambridge data picture

Two layers matter for a Cambridge borrower: the local population picture and Ohio's consumer-lending statutes.

• Population: 9,969 people, a figure that places Cambridge 175th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.2% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 119 residents.
• Size percentile: with 9,969 residents, Cambridge is larger than about 81% of Ohio's Census places.
• Land and density: 6.4 square miles of land carry roughly 1,566 residents per square mile.
• Land area: Cambridge covers 6.4 square miles, the 166th-largest area among Ohio's 924 places.
• Share of Ohio: Cambridge holds about 0.1% of the state's population, some 9,969 people.
• National standing: Cambridge ranks 3,172nd of 19,457 US places.
• Growth rank: Cambridge ranks 510th among Ohio's 924 places for the 2020-to-2023 change.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Cambridge's 1.2%.
• Density rank: Cambridge places 329th among Ohio's places by people per square mile.
• Density in context: Cambridge's 1,566 people per square mile sit against a Ohio median of 1,289.
• Location: the Census Gazetteer records it at 40.0209, -81.5855.
• Nearest larger cities: Coshocton (22 mi); Zanesville (23 mi); New Philadelphia (33 mi); Dover (36 mi); Marietta (42 mi). Living near a larger metro rarely changes what is available in Cambridge.
• Smaller places close by: Byesville (4 mi); Lore City (7 mi); Old Washington (8 mi).
• Within a 50-mile radius: 155 smaller Census places.
• At 100 miles: 103 larger Census places fall inside that radius.

Cambridge on the map

Cambridge covers about 6.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,566 people per square mile. The largest place in Ohio, Columbus, lies about 74 miles away. A 50-mile radius around Cambridge takes in 9 places that are larger. Within the same 50 miles lie 155 smaller Census places.

Lender access in Cambridge

At roughly 1,566 people per square mile, Cambridge is moderately settled; 9 larger places lie within 50 miles. A Ohio licence lets a lender serve Cambridge without a local office, so branch density does not change what its 9,969 residents are offered. The nearest bigger place is Coshocton, OH about 22 miles away.

Ohio rules behind a Cambridge personal loan

These are Ohio's sourced lending facts as they reach Cambridge's 9,969 residents; the state has no city-level rate rule.

A practical checklist for Cambridge borrowers

Before you hand your details to a lender in Cambridge, where the population is near 9,969:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Ohio licence with the regulator listed on this page.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Cambridge and the rest of Ohio is not the process but the borrower's own file, among the 9,969 people here.

Where Cambridge sits in Ohio

Against Ohio's other places, Cambridge accounts for about 0.1% of the state's population and ranks 175th of 924 by size. For population change between 2020 and 2023, Cambridge ranks 510th of 924 in Ohio (about the 45th percentile). Its roughly 1,566 residents per square mile place it 329th among Ohio's places. Within 50 miles sit 155 smaller Census places, alongside the 9 that are larger.