Personal loans in Calabasas, CA
The Census counts 22,227 people in Calabasas, the 285th-largest figure among California's 482 places. Calabasas lost roughly 4.4% of its population across the 2020-to-2023 comparison.
If you are weighing a personal loan in Calabasas, start from the payment you can carry; its 22,227 residents face the same statewide rules. A single loan can carry different costs on either side of a state line, and Calabasas sits on the California side of that line. Decide the purpose of the loan and your repayment plan before sharing any details with a Calabasas lender. For a bigger market, look to Simi Valley, CA about 10 miles away.
Borrowing in Calabasas: the local picture
Here is the sourced Census picture for Calabasas, plus the California lending rules that apply to a loan taken out here.
- Population: a Census-estimated 22,227, 285th among California's 482 places (Vintage 2023).
- Population trend: A decline of about 4.4% across the 2020-to-2023 comparison.
- Absolute change: 1,012 residents lost between 2020 and 2023.
- Size percentile: Calabasas's 22,227 people outrank roughly 41% of the places in California.
- Population density: about 1,621 people per square mile (Census land area 13.7 sq mi).
- Land area: Calabasas covers 13.7 square miles, the 171st-largest area among California's 482 places.
- Water area: Calabasas has 0.04 square miles of water, ranking 240th of 482 places in California.
- State population share: Calabasas accounts for about 0.1% of everyone in California.
- National rank: Calabasas is the 1,735th most populous of the 19,457 Census places covered here.
- Growth rank: Calabasas ranks 388th among California's 482 places for the 2020-to-2023 change.
- Against the state trend: Calabasas's 4.4% change compares with a California average of -1.3% across its 482 places.
- Density rank: Calabasas places 395th among California's places by people per square mile.
- Density vs California: Calabasas's 1,621 people per square mile compare with a state median of 3,455.
- Location: 34.1343, -118.6665 (Census Gazetteer coordinates).
- Nearest larger cities: Simi Valley (10 mi); Thousand Oaks (13 mi); Santa Monica (13 mi); Beverly Hills (16 mi); Moorpark (16 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Hidden Hills (2 mi); Agoura Hills (6 mi); Westlake Village (9 mi).
- Smaller places within 50 miles: 30 of them.
- Within 100 miles: 134 places are larger than Calabasas.
What shapes a Calabasas personal loan
With roughly 22,227 residents, Calabasas is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Calabasas lender to disclose the APR and finance charge before you sign. The term you choose in Calabasas decides the split between a comfortable payment and the total interest you pay.
Where Calabasas sits
Calabasas covers about 13.7 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). With 22,227 residents, the land area yields roughly 1,621 people per square mile. The largest place in California, Los Angeles, lies about 17 miles away. Counting outward 50 miles, 76 larger communities surround Calabasas. The 100-mile radius contains 134 larger places.
How California law applies in Calabasas
This table holds the California rate and licensing rules for consumer loans made to Calabasas's 22,227 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
| 36% rate cap on mid-size consumer loans (AB 539) | Consumer loans of $2,500 to under $10,000: cap of 36% per annum simple interest plus the Federal Funds Rate Source says: "charges at a rate not exceeding an annual simple interest rate of 36 percent per annum plus the Federal Funds Rate". | California Legislature — Financial Code § 22304.5 as of 2026-09-16 |
Calabasas's place among California's 482 places
Set beside California's 482 places, Calabasas ranks 285th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 388th of 482 California places, putting it near the 20th percentile for growth. By density, at about 1,621 people per square mile, it ranks 395th in California. Between 2020 and 2023 the count changed by roughly 1,012 residents.
What is available to Calabasas borrowers
Calabasas is moderately settled, with about 1,621 people per square mile and 76 larger places within 50 miles. Lenders licensed in California reach Calabasas's 22,227 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Simi Valley, CA about 10 miles away.
Common questions
What are my options in Calabasas if my credit is poor?
What loan size can I expect in Calabasas?
Do I have to pledge anything to borrow in Calabasas?
Does comparing loans in Calabasas cost me credit score points?
Nearby places
- Hidden Hills, CA — population 1,685
- Agoura Hills, CA — population 19,474
- Malibu, CA — population 10,277
- Westlake Village, CA — population 7,573
- Simi Valley, CA — population 125,113
- Santa Monica, CA — population 89,922
- Thousand Oaks, CA — population 123,463
- Moorpark, CA — population 35,543