Personal loans in Cabot, AR

If you are weighing a personal loan in Cabot, start from the payment you can carry; its 27,190 residents face the same statewide rules. Consumer lending that reaches Cabot's 27,190 residents is governed by Arkansas statute; no city ordinance changes it. Rate-shopping from Cabot costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is Jacksonville, AR about 9 miles away.

The Cabot data picture

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: about 27,190, ranked 19th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 2.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 623 residents.
• Size percentile: roughly 96% of Arkansas's places have fewer residents than Cabot's 27,190.
• Density: roughly 1,310 residents per square mile, spread over 20.8 sq mi of land.
• By land area: Cabot ranks 20th among Arkansas's 500 places, at 20.8 sq mi.
• Water area: Cabot has 0.10 square miles of water, ranking 60th of 500 places in Arkansas.
• State share: roughly 1.3% of Arkansas's residents live in Cabot (27,190 people).
• National rank: Cabot sits 1,442nd by population among the 19,457 places in this dataset.
• Growth in Arkansas: Cabot stands 118th by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Cabot's 2.3%.
• Density in Arkansas: Cabot ranks 27th by people per square mile.
• Density in context: Cabot's 1,310 people per square mile sit against a Arkansas median of 386.
• Location: 34.9751, -92.0283 (US Census Bureau Gazetteer).
• Nearest larger cities: Jacksonville (9 mi); Sherwood (13 mi); North Little Rock (18 mi); Little Rock (25 mi); Conway (26 mi). Lenders licensed in the state serve Cabot whether or not they keep a local branch.
• Smaller places nearby: Austin (3 mi); Ward (5 mi); Beebe (10 mi).
• Smaller places within 50 miles: 82 of them.
• Larger places within 100 miles: 10.

What a Cabot borrower is actually offered

Cabot is a smaller city of about 27,190 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Cabot's rank of 19th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Cabot loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Cabot

Cabot is a moderately settled community of about 27,190 people, with 6 larger places inside a 50-mile radius. Whether Cabot has a local branch or not, a Arkansas-licensed lender can serve its 27,190 people online on the same terms. The nearest bigger place is Jacksonville, AR about 9 miles away.

Cabot on the map

Inside Cabot's boundaries lie roughly 20.8 square miles of land and 0.10 square miles of water. That land carries about 1,310 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 25 miles. Within 50 miles of Cabot there are 6 larger Census places. Within the same 50 miles lie 82 smaller Census places.

What Arkansas law requires in Cabot

Below are the Arkansas rules that apply to a loan made in Cabot, each with the regulator that issued it.

Cabot against the rest of Arkansas

Cabot is the 19th-largest of 500 Census places in Arkansas and contains about 1.3% of the state's people. For population change between 2020 and 2023, Cabot ranks 118th of 500 in Arkansas (about the 76th percentile). At about 1,310 people per square mile, Cabot is the 27th most densely settled place in Arkansas. The population moved by about 623 people between 2020 and 2023, a 2.3% shift.