Personal loans in Byron, OK
Over 2020 to 2023, Byron recorded almost no population movement. If you are weighing a personal loan in Byron, start from the payment you can carry; its 36 residents face the same statewide rules.
Byron ranks 567th of 590 places in Oklahoma, with a population near 36. A larger market lies at Amorita, OK about 2 miles away. When Oklahoma caps or restricts a product, lenders either change the terms or withdraw it from Byron as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Byron lender.
What the Census records for Byron
Two layers matter for a Byron borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: a Census-estimated 36, 567th among Oklahoma's 590 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: roughly 4% of Oklahoma's places have fewer residents than Byron's 36.
- Population density: 143 people per square mile on 0.3 square miles of land.
- Land area rank: Byron's 0.3 square miles rank 531st of 590 places in Oklahoma.
- Share of state population: Byron's 36 residents are about 0.0% of Oklahoma.
- National standing: Byron ranks 19,158th of 19,457 US places.
- Growth in Oklahoma: Byron stands 365th by percentage change from 2020 to 2023, among 590 places.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Byron's 0.0%.
- Density in Oklahoma: Byron ranks 495th by people per square mile.
- Density vs Oklahoma: Byron's 143 people per square mile compare with a state median of 546.
- Location: mapped by the US Census Bureau at 36.9014, -98.2944.
- Nearest larger cities: Amorita (2 mi); Burlington (7 mi); Cherokee (11 mi); Kiowa (13 mi); Hazelton (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Waldron (9 mi); Lambert (17 mi); Jefferson (31 mi).
- Smaller places within 50 miles: 6 of them.
- Within 100 miles: 233 places are larger than Byron.
Borrowing reach in Byron
Byron is lightly settled, with about 143 people per square mile and 56 larger places within 50 miles. Lenders licensed in Oklahoma reach Byron's 36 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Amorita, OK about 2 miles away.
Byron on the map
Byron covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 143 residents per square mile. The state's population centre of gravity, Oklahoma City, is roughly 108 miles away. Within 50 miles of Byron there are 56 larger Census places. By land area it ranks 531st of 590 Oklahoma places.
Byron's place among Oklahoma's 590 places
Set beside Oklahoma's 590 places, Byron ranks 567th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Byron ranks 365th of 590 in Oklahoma (about the 38th percentile). At about 143 people per square mile, Byron is the 495th most densely settled place in Oklahoma. Between 2020 and 2023 the count changed by roughly 0 residents.
What a Byron borrower is actually offered
In Byron, a small community of about 36, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Byron's rank of 567th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Byron decides the split between a comfortable payment and the total interest you pay.
Which Oklahoma laws govern a loan in Byron
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Byron is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
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Nearby places
- Amorita, OK — population 39
- Burlington, OK — population 125
- Waldron, KS — population 9
- Cherokee, OK — population 1,446
- Hazelton, KS — population 82
- Kiowa, KS — population 869
- Lambert, OK — population 6
- Jet, OK — population 195