Personal loans in Butterfield, MO
Butterfield is one of 937 Census places in Missouri; its 391 residents put it at 519th. The first question in Butterfield is not the rate on offer but whether the payment fits; about 391 people live here under Missouri lending law.
The trend for Butterfield between 2020 and 2023 is upward by roughly 2.9%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Butterfield loan. Which products a lender may offer to Butterfield's 391 residents follows from the Missouri consumer-lending framework. The closest larger place is Cassville, MO about 5 miles away.
Butterfield: population, trend and location
Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.
- Population: about 391, ranked 519th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 2.9% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 11 residents.
- Size percentile: Butterfield's 391 people outrank roughly 45% of the places in Missouri.
- Density: roughly 844 residents per square mile, spread over 0.5 sq mi of land.
- By land area: Butterfield ranks 600th among Missouri's 937 places, at 0.5 sq mi.
- Within Missouri: about 0.0% of the state's population lives in Butterfield.
- National rank: Butterfield sits 14,181st by population among the 19,457 places in this dataset.
- Growth rank: Butterfield's 2020-to-2023 change ranks 190th of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Butterfield moved 2.9%.
- Density rank: Butterfield places 403rd among Missouri's places by people per square mile.
- Against the state median: Butterfield runs about 844 residents per square mile, where the Missouri median is 743.
- Location: 36.7460, -93.9040 (Census Gazetteer coordinates).
- Nearest larger cities: Cassville (5 mi); Purdy (5 mi); Exeter (6 mi); Wheaton (9 mi); Fairview (11 mi). Lenders licensed in the state serve Butterfield whether or not they keep a local branch.
- Smaller communities close by: Stella (16 mi); Emerald Beach (18 mi); Stark City (18 mi), each with its own Census population profile.
- Smaller places within 50 miles: 47 of them.
- Within 100 miles: 218 places are larger than Butterfield.
Land, water and location for Butterfield
The Census Gazetteer records about 0.5 square miles of land within Butterfield, with no significant water area listed. The resulting density is about 844 people per square mile. Kansas City, the largest place in Missouri, is about 168 miles from Butterfield. A 50-mile radius around Butterfield takes in 95 places that are larger. By land area it ranks 600th of 937 Missouri places.
How a Butterfield personal loan is priced
A Butterfield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 391 residents. Two numbers drive a Butterfield loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Butterfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Butterfield against the rest of Missouri
Within Missouri, Butterfield holds roughly 0.0% of all residents, the 519th-largest share among 937 places. On the 2020-to-2023 trend, Butterfield stands 190th among Missouri's 937 places — roughly the 80th percentile. By density, at about 844 people per square mile, it ranks 403rd in Missouri. Within 50 miles sit 47 smaller Census places, alongside the 95 that are larger.
Borrowing reach in Butterfield
Butterfield is a moderately settled community of about 391 people, with 95 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Butterfield without a local office, so branch density does not change what its 391 residents are offered. The nearest larger city, Cassville, MO about 5 miles away.
Missouri consumer-lending rules applied in Butterfield
These are Missouri's sourced lending facts as they reach Butterfield's 391 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
What are my options in Butterfield if my credit is poor?
What loan size can I expect in Butterfield?
Do I have to pledge anything to borrow in Butterfield?
Does comparing loans in Butterfield cost me credit score points?
Nearby places
- Purdy, MO — population 1,049
- Cassville, MO — population 3,230
- Exeter, MO — population 749
- Wheaton, MO — population 677
- Washburn, MO — population 412
- Monett, MO — population 10,000
- Fairview, MO — population 426
- Pierce City, MO — population 1,265