Personal loans in Butte City, ID

Read the disclosure for an origination fee and any prepayment penalty before signing in Butte City. A lender that serves Butte City operates under Idaho lending statutes and a Idaho supervisor. From the 2020 Census base to the 2023 estimate, the population rose by about 7.6%. The next larger city is Arco, ID about 3 miles away.

Borrowing in Butte City: the local picture

The figures below are Butte City's own — Census population, land area and coordinates — followed by the Idaho rules.

• Population: 85 people, a figure that places Butte City 190th among the 197 Census places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: Roughly 7.6% more residents than the 2020 Census counted.
• Net change: roughly 6 more people than the 2020 Census counted.
• Size percentile: about 4% of Idaho communities are smaller than Butte City (85 residents).
• Land and density: 0.2 square miles of land carry roughly 503 residents per square mile.
• Land area rank: Butte City's 0.2 square miles rank 183rd of 197 places in Idaho.
• State population share: Butte City accounts for about 0.0% of everyone in Idaho.
• Nationally: Butte City is the 18,384th-largest of 19,457 Census places in the dataset.
• Growth rank: Butte City's 2020-to-2023 change ranks 64th of 197 places in Idaho.
• Against the state trend: Butte City's 7.6% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: Butte City is the 158th most densely settled place in Idaho.
• Against the state median: Butte City runs about 503 residents per square mile, where the Idaho median is 1,026.
• Location: 43.6070 / -113.2407, per the US Census Bureau Gazetteer.
• Nearest larger cities: Arco (3 mi); Moore (11 mi); Mackay (28 mi); Carey (41 mi); Mud Lake (41 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Clayton (73 mi); Spencer (74 mi); Drummond (98 mi).
• Smaller places within 50 miles: 0 of them.
• Within 100 miles: 73 places are larger than Butte City.

Butte City in state context

Among Idaho's 197 places, Butte City sits at 190th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 64th of 197 Idaho places, putting it near the 68th percentile for growth. By density, at about 503 people per square mile, it ranks 158th in Idaho. Between 2020 and 2023 the count changed by roughly 6 residents.

Steps to take before a Butte City loan

A sensible order of operations for a loan in Butte City, home to about 85 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Idaho licence with the regulator listed on this page.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Butte City-specific: the same Idaho licensing and disclosure rules reach all 85 residents.

How Idaho law applies in Butte City

Read the table as a lender's compliance picture for Butte City: the rule, the sourced figure, the publisher and the date.

What a Butte City borrower is actually offered

Butte City is a small community of about 85 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Butte City can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Butte City loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Butte City

Butte City is a moderately settled community of about 85 people, with 5 larger places inside a 50-mile radius. Distance to a branch rarely matters for Butte City's 85 residents: the application is online and the price follows your credit file. The nearest bigger place is Arco, ID about 3 miles away.