Personal loans in Bushnell, SD
The trend for Bushnell between 2020 and 2023 is upward by roughly 1.4%. About 73 people live in Bushnell, placing it 245th of 309 Census places in South Dakota.
Bushnell is a small community in South Dakota, with an estimated 73 residents, and every licensed lender here follows the same state rulebook. Price two or three terms so you can see which payment is truly affordable in Bushnell. Rate ceilings, licensing requirements and product limits for Bushnell are all set at the South Dakota level. The nearest larger city is Aurora, SD about 4 miles away.
Where Bushnell stands
Bushnell is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 73 — Bushnell ranks 245th of 309 communities in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 1.4% between 2020 and 2023.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: about 21% of South Dakota's Census places are smaller than Bushnell.
- Population density: about 102 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Bushnell covers 0.7 square miles, the 139th-largest area among South Dakota's 309 places.
- Within South Dakota: about 0.0% of the state's population lives in Bushnell.
- Nationally: Bushnell is the 18,591st-largest of 19,457 Census places in the dataset.
- Growth rank: Bushnell's 2020-to-2023 change ranks 98th of 309 places in South Dakota.
- Versus South Dakota: the state average change is +0.9%, while Bushnell moved 1.4%.
- Density rank: Bushnell places 276th among South Dakota's places by people per square mile.
- Density in context: Bushnell's 102 people per square mile sit against a South Dakota median of 581.
- Location: it lies at 44.3274, -96.6423 in the Census Gazetteer.
- Nearest larger cities: Aurora (4 mi); Brookings (7 mi); White (7 mi); Elkton (10 mi); Volga (14 mi). Larger metros often have more branches, but online lenders reach Bushnell on the same terms.
- Nearest smaller towns: Ward (15 mi); Nunda (22 mi); Hetland (29 mi).
- Smaller places within 50 miles: 14 of them.
- At 100 miles: 281 larger Census places fall inside that radius.
Getting a loan in Bushnell
Bushnell is lightly settled, with about 102 people per square mile and 69 larger places within 50 miles. A South Dakota licence lets a lender serve Bushnell without a local office, so branch density does not change what its 73 residents are offered. For a larger market, the closest option is Aurora, SD about 4 miles away.
Bushnell: area, density and distance
Bushnell's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 102 people per square mile. Sioux Falls, the largest place in South Dakota, is about 55 miles from Bushnell. Within 50 miles of Bushnell there are 69 larger Census places. The 100-mile radius contains 281 larger places.
What a Bushnell borrower is actually offered
A Bushnell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 73 residents. Two numbers drive a Bushnell loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Bushnell decides the split between a comfortable payment and the total interest you pay.
Bushnell against the rest of South Dakota
Within South Dakota, Bushnell holds roughly 0.0% of all residents, the 245th-largest share among 309 places. Its 2020-to-2023 change ranks 98th of 309 South Dakota places, putting it near the 68th percentile for growth. Its roughly 102 residents per square mile place it 276th among South Dakota's places. Within 50 miles sit 14 smaller Census places, alongside the 69 that are larger.
The South Dakota lending rules that reach Bushnell
When South Dakota does not publish a figure, the row links to the source instead of inventing a number; Bushnell is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Payday lending status | Legal for licensed money lenders (including payday and title lenders) but capped at 36% APR including all fees and charges; violations are a Class 1 misdemeanor and loans are void. Source says: "no licensee may contract for or receive finance charges pursuant to a loan in excess of an annual rate of thirty-six percent" (SDCL 54-4-44); "A violation of this section is a Class 1 misdemeanor. Any loan made in violation of this section is void and uncollectible" (54-4-44). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
| Small-loan / installment lender licensing | Money Lender license (SDCL ch. 54-4) required for anyone lending money or creating/holding/purchasing retail installment contracts; payday and title lenders are licensed as money lenders. Source says: "to be a Money Lender and subject to the licensing requirements of South Dakota Codified Laws (SDCL) Chapter 54-4"; "Payday and title lenders are also licensed as Money Lenders under SDCL Chapter 54-4." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
Common questions
What are my options in Bushnell if my credit is poor?
What loan size can I expect in Bushnell?
Do I have to pledge anything to borrow in Bushnell?
Does comparing loans in Bushnell cost me credit score points?
Nearby places
- Aurora, SD — population 1,148
- White, SD — population 542
- Brookings, SD — population 24,312
- Elkton, SD — population 776
- Toronto, SD — population 196
- Ward, SD — population 43
- Astoria, SD — population 132
- Bruce, SD — population 215