Personal loans in Bushnell, SD

The trend for Bushnell between 2020 and 2023 is upward by roughly 1.4%. About 73 people live in Bushnell, placing it 245th of 309 Census places in South Dakota.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Bushnell is a small community in South Dakota, with an estimated 73 residents, and every licensed lender here follows the same state rulebook. Price two or three terms so you can see which payment is truly affordable in Bushnell. Rate ceilings, licensing requirements and product limits for Bushnell are all set at the South Dakota level. The nearest larger city is Aurora, SD about 4 miles away.

Where Bushnell stands

Bushnell is a small community; the notes below cover its population profile and the statewide rules that apply.

Getting a loan in Bushnell

Bushnell is lightly settled, with about 102 people per square mile and 69 larger places within 50 miles. A South Dakota licence lets a lender serve Bushnell without a local office, so branch density does not change what its 73 residents are offered. For a larger market, the closest option is Aurora, SD about 4 miles away.

Bushnell: area, density and distance

Bushnell's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 102 people per square mile. Sioux Falls, the largest place in South Dakota, is about 55 miles from Bushnell. Within 50 miles of Bushnell there are 69 larger Census places. The 100-mile radius contains 281 larger places.

What a Bushnell borrower is actually offered

A Bushnell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 73 residents. Two numbers drive a Bushnell loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Bushnell decides the split between a comfortable payment and the total interest you pay.

Bushnell against the rest of South Dakota

Within South Dakota, Bushnell holds roughly 0.0% of all residents, the 245th-largest share among 309 places. Its 2020-to-2023 change ranks 98th of 309 South Dakota places, putting it near the 68th percentile for growth. Its roughly 102 residents per square mile place it 276th among South Dakota's places. Within 50 miles sit 14 smaller Census places, alongside the 69 that are larger.

The South Dakota lending rules that reach Bushnell

When South Dakota does not publish a figure, the row links to the source instead of inventing a number; Bushnell is bound by the same rules.

RuleDetailSource
State lending regulatorSouth Dakota Division of Banking (Department of Labor and Regulation)
Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions."
South Dakota Division of Banking (Department of Labor and Regulation)
as of 2026-09-16
Payday lending statusLegal for licensed money lenders (including payday and title lenders) but capped at 36% APR including all fees and charges; violations are a Class 1 misdemeanor and loans are void.
Source says: "no licensee may contract for or receive finance charges pursuant to a loan in excess of an annual rate of thirty-six percent" (SDCL 54-4-44); "A violation of this section is a Class 1 misdemeanor. Any loan made in violation of this section is void and uncollectible" (54-4-44).
South Dakota Legislature (South Dakota Codified Laws)
as of 2026-09-16
Small-loan / installment lender licensingMoney Lender license (SDCL ch. 54-4) required for anyone lending money or creating/holding/purchasing retail installment contracts; payday and title lenders are licensed as money lenders.
Source says: "to be a Money Lender and subject to the licensing requirements of South Dakota Codified Laws (SDCL) Chapter 54-4"; "Payday and title lenders are also licensed as Money Lenders under SDCL Chapter 54-4."
South Dakota Division of Banking (Department of Labor and Regulation)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bushnell if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bushnell is the same as anywhere in South Dakota.
What loan size can I expect in Bushnell?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bushnell?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bushnell cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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