Personal loans in Burlington, IL
Burlington is home to roughly 523 people and stands 843rd by size out of 1,294 Census places in Illinois. From the 2020 Census base to the 2023 estimate, the population declined by about 2.4%.
The first question in Burlington is not the rate on offer but whether the payment fits; about 523 people live here under Illinois lending law. Lenders active in Burlington report to a Illinois supervisor, identified in the sourced rows below. Pull your credit reports and line up at least three offers before you apply from Burlington. The closest larger place is Hampshire, IL about 5 miles away.
What the Census records for Burlington
Burlington is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 523 residents in Burlington (Vintage 2023 subcounty estimate), the 843rd-largest figure among Illinois's 1,294 places.
- Population trend: A drop of about 2.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 13 residents.
- Size percentile: roughly 35% of Illinois's places have fewer residents than Burlington's 523.
- Population density: about 76 people per square mile (Census land area 6.9 sq mi).
- By land area: Burlington ranks 192nd among Illinois's 1,294 places, at 6.9 sq mi.
- Share of Illinois: Burlington holds about 0.0% of the state's population, some 523 people.
- Nationally: Burlington is the 12,978th-largest of 19,457 Census places in the dataset.
- Growth rank: Burlington's 2020-to-2023 change ranks 772nd of 1,294 places in Illinois.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Burlington's 2.4%.
- Density rank: Burlington places 1,282nd among Illinois's places by people per square mile.
- Density vs Illinois: Burlington's 76 people per square mile compare with a state median of 993.
- Location: mapped by the US Census Bureau at 42.0529, -88.5689.
- Nearest larger cities: Hampshire (5 mi); Sycamore (7 mi); Genoa (7 mi); Pingree Grove (7 mi); Lily Lake (8 mi). Larger metros often have more branches, but online lenders reach Burlington on the same terms.
- Nearest smaller places: Virgil (7 mi); Kaneville (15 mi); Trout Valley (19 mi).
- Smaller neighbours: 22 places smaller than Burlington sit within 50 miles.
- Larger places within 100 miles: 622.
The anatomy of a Burlington personal loan
In Burlington, a small community of about 523, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Burlington. A longer term lowers the monthly payment on a Burlington loan but raises total interest, so the smallest payment is not the cheapest loan.
Illinois rules behind a Burlington personal loan
When Illinois does not publish a figure, the row links to the source instead of inventing a number; Burlington is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
What is available to Burlington borrowers
With about 76 residents per square mile, Burlington is sparsely settled, and 284 larger Census places sit within 50 miles. A Illinois licence lets a lender serve Burlington without a local office, so branch density does not change what its 523 residents are offered. The nearest bigger place is Hampshire, IL about 5 miles away.
The geography behind Burlington
Inside Burlington's boundaries lie about 6.9 square miles of land, with no significant water area recorded. That land carries about 76 people per square mile. The largest place in Illinois, Chicago, lies about 48 miles away. A 50-mile radius around Burlington takes in 284 places that are larger. The 100-mile radius contains 622 larger places.
Burlington's place among Illinois's 1,294 places
Among Illinois's 1,294 places, Burlington sits at 843rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 772nd of 1,294 Illinois places, putting it near the 40th percentile for growth. By density, at about 76 people per square mile, it ranks 1,282nd in Illinois. The population moved by about 13 people between 2020 and 2023, a 2.4% shift.
Common questions
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Nearby places
- Hampshire, IL — population 8,086
- Virgil, IL — population 283
- Sycamore, IL — population 18,682
- Genoa, IL — population 5,437
- Lily Lake, IL — population 1,041
- Pingree Grove, IL — population 11,137
- Maple Park, IL — population 1,478
- Cortland, IL — population 4,488