Personal loans in Burbank, OK
To lend to Burbank's 124 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it.
The roughly 124 people who live in Burbank borrow under Oklahoma rules; city hall sets no personal-loan rate. The Census counts 124 people in Burbank, the 483rd-largest figure among Oklahoma's 590 places. From the 2020 Census base to the 2023 estimate, the population rose by about 2.5%. Rate-shopping from Burbank costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Shidler, OK about 7 miles away.
What the Census records for Burbank
Most of what governs a Burbank loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: about 124, ranked 483rd of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 2.5% between 2020 and 2023.
- People gained or lost: about 3 more since the 2020 base.
- Size percentile: about 18% of Oklahoma's Census places are smaller than Burbank.
- Population density: 373 people per square mile on 0.3 square miles of land.
- By land area: Burbank ranks 484th among Oklahoma's 590 places, at 0.3 sq mi.
- Share of state population: Burbank's 124 residents are about 0.0% of Oklahoma.
- National rank: Burbank sits 17,699th by population among the 19,457 places in this dataset.
- Growth rank: Burbank's 2020-to-2023 change ranks 154th of 590 places in Oklahoma.
- Versus Oklahoma: the state average change is +1.3%, while Burbank moved 2.5%.
- Density in Oklahoma: Burbank ranks 381st by people per square mile.
- Against the state median: Burbank runs about 373 residents per square mile, where the Oklahoma median is 546.
- Location: coordinates 36.6961, -96.7281 (US Census Bureau Gazetteer).
- Nearest larger cities: Shidler (7 mi); Fairfax (9 mi); Kaw City (9 mi); Ralston (13 mi); Ponca City (19 mi). Larger metros often have more branches, but online lenders reach Burbank on the same terms.
- Smaller communities within reach: Webb City (8 mi); Foraker (15 mi); Grainola (17 mi).
- Smaller places within 50 miles: 19 of them.
- At 100 miles: 270 larger Census places fall inside that radius.
Borrowing reach in Burbank
Burbank is a lightly settled community of about 124 people, with 54 larger places inside a 50-mile radius. What is available to Burbank's 124 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Shidler, OK about 7 miles away.
Oklahoma consumer-lending rules applied in Burbank
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Burbank is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Burbank's place among Oklahoma's 590 places
Set beside Oklahoma's 590 places, Burbank ranks 483rd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 154th of 590 Oklahoma places, putting it near the 74th percentile for growth. At about 373 people per square mile, Burbank is the 381st most densely settled place in Oklahoma. The population moved by about 3 people between 2020 and 2023, a 2.5% shift.
Where Burbank sits
Burbank covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 373 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 96 miles from Burbank. Within 50 miles of Burbank there are 54 larger Census places. Within the same 50 miles lie 19 smaller Census places.
Before you apply in Burbank
These steps shape the offer you get in Burbank, a place of about 124 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Oklahoma licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Burbank and the rest of Oklahoma is not the process but the borrower's own file, among the 124 people here.
Common questions
What are my options in Burbank if my credit is poor?
What loan size can I expect in Burbank?
Do I have to pledge anything to borrow in Burbank?
Does comparing loans in Burbank cost me credit score points?
Nearby places
- Shidler, OK — population 329
- Webb City, OK — population 60
- Fairfax, OK — population 1,103
- Kaw City, OK — population 328
- Ralston, OK — population 270
- Foraker, OK — population 15
- Grainola, OK — population 32
- Skedee, OK — population 65