Personal loans in Bulverde, TX
State law, not city hall, decides what a lender may do to Bulverde's roughly 6,970 residents, and a state regulator supervises it. At about 6,970 residents, Bulverde is larger than roughly 75% of the places in Texas.
For a borrower among the roughly 6,970 residents of Bulverde, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population rose by about 22.2%. If debt is already a strain, a nonprofit credit counsellor can help Bulverde residents before they take on more. The closest larger city is Fair Oaks Ranch, TX about 12 miles away.
Bulverde: population, trend and location
Most of what governs a Bulverde loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: 6,970 — Bulverde ranks 307th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: Up about 22.2% from the 2020 Census base to the 2023 estimate.
- Absolute change: 1,267 residents added between 2020 and 2023.
- Size percentile: bigger than about 75% of the places in Texas, with 6,970 residents in Bulverde.
- Population density: about 441 people per square mile across 15.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Bulverde covers 15.8 square miles, the 145th-largest area among Texas's 1,224 places.
- Water: Bulverde holds about 0.01 square miles, the 491st-largest water area in Texas.
- State share: roughly 0.0% of Texas's residents live in Bulverde (6,970 people).
- National rank: Bulverde is the 3,994th most populous of the 19,457 Census places covered here.
- Growth rank: Bulverde's 2020-to-2023 change ranks 77th of 1,224 places in Texas.
- Against the state trend: Bulverde's 22.2% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Bulverde is the 929th most densely settled place in Texas.
- Density vs Texas: Bulverde's 441 people per square mile compare with a state median of 840.
- Location: 29.7745 / -98.4350, per the US Census Bureau Gazetteer.
- Nearest larger cities: Fair Oaks Ranch (12 mi); Selma (15 mi); Live Oak (16 mi); Universal City (17 mi); Boerne (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Spring Branch (7 mi); Hollywood Park (12 mi); Garden Ridge (13 mi), each with its own Census population profile.
- Within a 50-mile radius: 48 smaller Census places.
- Larger places within 100 miles: 48.
Bulverde against the rest of Texas
Among Texas's 1,224 places, Bulverde sits at 307th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Bulverde ranks 77th of 1,224 in Texas (about the 94th percentile). At about 441 people per square mile, Bulverde is the 929th most densely settled place in Texas. In land area, Bulverde ranks 145th among Texas's 1,224 places.
The state rulebook for Bulverde
For the roughly 6,970 residents of Bulverde, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Bulverde on the map
Bulverde's land area is about 15.8 square miles; a further 0.01 square miles is water. The resulting density is about 441 people per square mile. The largest place in Texas, Houston, lies about 183 miles away. Bulverde has 25 larger places within a 50-mile radius. The 100-mile radius contains 48 larger places.
Steps to take before a Bulverde loan
Before you hand your details to a lender in Bulverde, where the population is near 6,970:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Texas licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
In Bulverde as elsewhere in Texas, the written terms — not the advertisement — are what count for its 6,970 residents.
What is available to Bulverde borrowers
At roughly 441 people per square mile, Bulverde is lightly settled; 25 larger places lie within 50 miles. A Texas licence lets a lender serve Bulverde without a local office, so branch density does not change what its 6,970 residents are offered. For a larger market, the closest option is Fair Oaks Ranch, TX about 12 miles away.
Common questions
What are my options in Bulverde if my credit is poor?
What loan size can I expect in Bulverde?
Do I have to pledge anything to borrow in Bulverde?
Does comparing loans in Bulverde cost me credit score points?
Nearby places
- Spring Branch, TX — population 244
- Hollywood Park, TX — population 3,074
- Garden Ridge, TX — population 4,359
- Hill Country Village, TX — population 947
- Fair Oaks Ranch, TX — population 11,406
- Selma, TX — population 11,748
- Shavano Park, TX — population 3,722
- Live Oak, TX — population 15,988