Personal loans in Buckner, MO
A lender serving Buckner holds a Missouri licence and answers to a Missouri regulator; no city office is involved for its 2,877 residents.
Decide the purpose of the loan and your repayment plan before sharing any details with a Buckner lender. With an estimated 2,877 residents, Buckner is the 189th-largest of 937 places in Missouri. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Buckner's 2,877 residents. Buckner lost roughly 2.4% of its population across the 2020-to-2023 comparison. For a bigger market, look to Grain Valley, MO about 8 miles away.
Buckner by the numbers
The figures below are Buckner's own — Census population, land area and coordinates — followed by the Missouri rules.
- Population: 2,877 people, a figure that places Buckner 189th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.4% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 71 residents.
- Size percentile: Buckner's 2,877 people outrank roughly 80% of the places in Missouri.
- Land and density: 1.8 square miles of land carry roughly 1,611 residents per square mile.
- Land area: Buckner covers 1.8 square miles, the 283rd-largest area among Missouri's 937 places.
- Share of state population: Buckner's 2,877 residents are about 0.1% of Missouri.
- National rank: Buckner is the 6,405th most populous of the 19,457 Census places covered here.
- Growth in Missouri: Buckner stands 805th by percentage change from 2020 to 2023, among 937 places.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Buckner's 2.4%.
- Density rank: Buckner is the 120th most densely settled place in Missouri.
- Against the state median: Buckner runs about 1,611 residents per square mile, where the Missouri median is 743.
- Location: it lies at 39.1325, -94.1968 in the Census Gazetteer.
- Nearest larger cities: Grain Valley (8 mi); Independence (9 mi); Blue Springs (9 mi); Oak Grove (9 mi); Sugar Creek (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Sibley (3 mi); Levasy (4 mi); Napoleon (6 mi).
- Within a 50-mile radius: 115 smaller Census places.
- Larger places within 100 miles: 83.
What is available to Buckner borrowers
Buckner is a moderately settled community of about 2,877 people, with 54 larger places inside a 50-mile radius. Whether Buckner has a local branch or not, a Missouri-licensed lender can serve its 2,877 people online on the same terms. The nearest larger city, Grain Valley, MO about 8 miles away.
Where Buckner sits
The Census Gazetteer records about 1.8 square miles of land within Buckner, with no significant water area listed. With 2,877 residents, the land area yields roughly 1,611 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 19 miles. Buckner has 54 larger places within a 50-mile radius. The 100-mile radius contains 83 larger places.
How personal loans work in Buckner
Most loans made to Buckner's 2,877 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Buckner lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Buckner loan is knowable in advance — unlike a revolving card balance.
How Buckner compares across Missouri
Against Missouri's other places, Buckner accounts for about 0.1% of the state's population and ranks 189th of 937 by size. Its 2020-to-2023 change ranks 805th of 937 Missouri places, putting it near the 14th percentile for growth. By density, at about 1,611 people per square mile, it ranks 120th in Missouri. Within 50 miles sit 115 smaller Census places, alongside the 54 that are larger.
What Missouri law requires in Buckner
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Buckner lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
What are my options in Buckner if my credit is poor?
What loan size can I expect in Buckner?
Do I have to pledge anything to borrow in Buckner?
Does comparing loans in Buckner cost me credit score points?
Nearby places
- Sibley, MO — population 316
- Levasy, MO — population 75
- Orrick, MO — population 740
- Napoleon, MO — population 209
- Grain Valley, MO — population 16,609
- Blue Springs, MO — population 60,539
- Oak Grove, MO — population 8,907
- Missouri City, MO — population 218