Personal loans in Buckhorn, KY

With roughly 83 residents, Buckhorn is a small community, and the lending rules its borrowers live under are written in Kentucky, not by the city. Census figures put the 2020-to-2023 decrease in Buckhorn at about 4.6%. If debt is already a strain, a nonprofit credit counsellor can help Buckhorn residents before they take on more. For a bigger market, look to Hyden, KY about 14 miles away.

Borrowing in Buckhorn: the local picture

Here is the sourced Census picture for Buckhorn, plus the Kentucky lending rules that apply to a loan taken out here.

• Population: about 83, ranked 408th of 416 places in Kentucky (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 4.6% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: about 2% of Kentucky's Census places are smaller than Buckhorn.
• Population density: about 246 people per square mile (Census land area 0.3 sq mi).
• Land area rank: Buckhorn's 0.3 square miles rank 311th of 416 places in Kentucky.
• Water area: Buckhorn has 0.01 square miles of water, ranking 177th of 416 places in Kentucky.
• Share of state population: Buckhorn's 83 residents are about 0.0% of Kentucky.
• National rank: Buckhorn sits 18,427th by population among the 19,457 places in this dataset.
• Growth rank: Buckhorn's 2020-to-2023 change ranks 395th of 416 places in Kentucky.
• Versus Kentucky: the state average change is -0.2%, while Buckhorn moved 4.6%.
• Density in Kentucky: Buckhorn ranks 390th by people per square mile.
• Against the state median: Buckhorn runs about 246 residents per square mile, where the Kentucky median is 1,045.
• Location: it lies at 37.3466, -83.4698 in the Census Gazetteer.
• Nearest larger cities: Hyden (14 mi); Booneville (15 mi); Jackson (16 mi); Hazard (16 mi); Beattyville (21 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Duffield (57 mi); Blaine (58 mi); Clinchport (61 mi).
• Within a 50-mile radius: 0 smaller Census places.
• At 100 miles: 221 larger Census places fall inside that radius.

Where Buckhorn sits in Kentucky

Buckhorn is the 408th-largest of 416 Census places in Kentucky and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Buckhorn stands 395th among Kentucky's 416 places — roughly the 5th percentile. At about 246 people per square mile, Buckhorn is the 390th most densely settled place in Kentucky. Within 50 miles sit 0 smaller Census places, alongside the 45 that are larger.

Before you apply in Buckhorn

Complete these steps first when you borrow in Buckhorn (83 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Kentucky licence with the regulator named above before committing.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

What differs between Buckhorn and the rest of Kentucky is not the process but the borrower's own file, among the 83 people here.

Which Kentucky laws govern a loan in Buckhorn

Every row below records a Kentucky rule, its publisher and its retrieval date — the same rules a Buckhorn lender must follow.

The anatomy of a Buckhorn personal loan

In Buckhorn, a small community of about 83, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Buckhorn's 83 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Buckhorn decides the split between a comfortable payment and the total interest you pay.

Where Buckhorn sits

Buckhorn covers about 0.3 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 246 people per square mile. For the state's biggest city, Lexington-Fayette, the distance is roughly 72 miles. Counting outward 50 miles, 45 larger communities surround Buckhorn. By land area it ranks 311th of 416 Kentucky places.