Personal loans in Brundidge, AL

Lenders active in Brundidge report to a Alabama supervisor, identified in the sourced rows below. The roughly 2,028 people who live in Brundidge borrow under Alabama rules; city hall sets no personal-loan rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With 2,028 residents, Brundidge outranks about 61% of the communities in Alabama. Population in Brundidge dropped about 2.1% over the three years from 2020 to 2023. For a community of about 2,028, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Troy, AL about 11 miles away.

Brundidge: population, trend and location

Most of what governs a Brundidge loan is written in Alabama law rather than in the city; the sourced notes below make that split concrete.

What is available to Brundidge borrowers

With about 208 residents per square mile, Brundidge is lightly settled, and 24 larger Census places sit within 50 miles. Lenders licensed in Alabama reach Brundidge's 2,028 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Troy, AL about 11 miles away.

Alabama rules behind a Brundidge personal loan

Alabama has no separate rate rule for Brundidge; the sourced rows below are what reach every lender that serves its 2,028 people.

RuleDetailSource
State lending regulatorAlabama State Banking Department — Bureau of Loans (BOL)
Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act.
Alabama State Banking Department
as of 2026-09-16
Small-loan / installment lender licensingAlabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500
Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars".
Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.)
as of 2026-09-16
Parity lending rate provision (§ 8-8-1.1)Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama
Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge".
Alabama Legislature — Code of Alabama 1975, § 8-8-1.1
as of 2026-09-16

The anatomy of a Brundidge personal loan

Brundidge is a small community of about 2,028 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Brundidge's rank of 182nd in Alabama: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Brundidge loan is knowable in advance — unlike a revolving card balance.

The geography behind Brundidge

Brundidge's land area is about 9.7 square miles; a further 0.03 square miles is water. The resulting density is about 208 people per square mile. The largest place in Alabama, Huntsville, lies about 212 miles away. A 50-mile radius around Brundidge takes in 24 places that are larger. By land area it ranks 153rd of 462 Alabama places.

How Brundidge compares across Alabama

Brundidge is the 182nd-largest of 462 Census places in Alabama and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Brundidge stands 332nd among Alabama's 462 places — roughly the 28th percentile. At about 208 people per square mile, Brundidge is the 274th most densely settled place in Alabama. Between 2020 and 2023 the count changed by roughly 43 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Brundidge if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Brundidge is the same as anywhere in Alabama.
What loan size can I expect in Brundidge?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Brundidge?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Brundidge cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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