Personal loans in Brundidge, AL
Lenders active in Brundidge report to a Alabama supervisor, identified in the sourced rows below. The roughly 2,028 people who live in Brundidge borrow under Alabama rules; city hall sets no personal-loan rate.
With 2,028 residents, Brundidge outranks about 61% of the communities in Alabama. Population in Brundidge dropped about 2.1% over the three years from 2020 to 2023. For a community of about 2,028, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Troy, AL about 11 miles away.
Brundidge: population, trend and location
Most of what governs a Brundidge loan is written in Alabama law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 2,028, 182nd among Alabama's 462 places (Vintage 2023).
- Population trend: Lower by roughly 2.1% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 43 residents.
- Size percentile: bigger than about 61% of the places in Alabama, with 2,028 residents in Brundidge.
- Density: roughly 208 residents per square mile, spread over 9.7 sq mi of land.
- By land area: Brundidge ranks 153rd among Alabama's 462 places, at 9.7 sq mi.
- Water area rank: Brundidge ranks 192nd among Alabama's 462 places, with 0.03 sq mi.
- State share: roughly 0.1% of Alabama's residents live in Brundidge (2,028 people).
- National standing: Brundidge ranks 7,570th of 19,457 US places.
- Growth rank: Brundidge's 2020-to-2023 change ranks 332nd of 462 places in Alabama.
- State comparison: Alabama's places average +1.0% for 2020-to-2023, against Brundidge's 2.1%.
- Density rank: Brundidge places 274th among Alabama's places by people per square mile.
- Against the state median: Brundidge runs about 208 residents per square mile, where the Alabama median is 259.
- Location: mapped by the US Census Bureau at 31.7176, -85.8175.
- Nearest larger cities: Troy (11 mi); Ozark (21 mi); Clayton (24 mi); Elba (26 mi); Luverne (27 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Banks (7 mi); Ariton (10 mi); Clio (12 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 42 smaller Census places.
- At 100 miles: 71 larger Census places fall inside that radius.
What is available to Brundidge borrowers
With about 208 residents per square mile, Brundidge is lightly settled, and 24 larger Census places sit within 50 miles. Lenders licensed in Alabama reach Brundidge's 2,028 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Troy, AL about 11 miles away.
Alabama rules behind a Brundidge personal loan
Alabama has no separate rate rule for Brundidge; the sourced rows below are what reach every lender that serves its 2,028 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
The anatomy of a Brundidge personal loan
Brundidge is a small community of about 2,028 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Brundidge's rank of 182nd in Alabama: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Brundidge loan is knowable in advance — unlike a revolving card balance.
The geography behind Brundidge
Brundidge's land area is about 9.7 square miles; a further 0.03 square miles is water. The resulting density is about 208 people per square mile. The largest place in Alabama, Huntsville, lies about 212 miles away. A 50-mile radius around Brundidge takes in 24 places that are larger. By land area it ranks 153rd of 462 Alabama places.
How Brundidge compares across Alabama
Brundidge is the 182nd-largest of 462 Census places in Alabama and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Brundidge stands 332nd among Alabama's 462 places — roughly the 28th percentile. At about 208 people per square mile, Brundidge is the 274th most densely settled place in Alabama. Between 2020 and 2023 the count changed by roughly 43 residents.
Common questions
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What loan size can I expect in Brundidge?
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Does comparing loans in Brundidge cost me credit score points?
Nearby places
- Banks, AL — population 155
- Ariton, AL — population 662
- Troy, AL — population 17,836
- Clio, AL — population 1,200
- Louisville, AL — population 390
- Goshen, AL — population 266
- Ozark, AL — population 14,346
- Blue Springs, AL — population 79